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I love what I get out of my HOA. At my current home we are basically part of a mini resort for less than $70/month. The amenities are so good that it actually increases the value of your home if you are part of this HOA in the area (since not all homes are part of this HOA) due to the fairly high demand, especially if you are in the better school district. It's basically like a country club without a golf course.
On the other hand my I didn't get much out of the HOA in my previous home so it really is all relative.
The point is that it is easy (by simply cleaning/airing out home) to rid a house of cat smells where the cat isn't spraying or not using the litter box (i.e. going around the house). In those cases, owning a cat will not, due to "smell," serve as a hindrance to selling one's house.
Cat urine -- especially from unneutered cats (and all cats should be neutered) -- smells pretty strong, especially if it has soaked into a wood floor... Been there, done that with a house I bought! But most RESPONSIBLE cat owners a) spay and neuter, b) use and regularly scoop/clean litterboxes, and c) have the good sense to place said litterbox on a wipable surface (kitchen or bathroom linoleum or tile, on a washable throw rug, or in the basement). Hence, I don't believe merely "owning a cat" means "smell."
I love what I get out of my HOA. At my current home we are basically part of a mini resort for less than $70/month. The amenities are so good that it actually increases the value of your home if you are part of this HOA in the area (since not all homes are part of this HOA) due to the fairly high demand, especially if you are in the better school district. It's basically like a country club without a golf course.
On the other hand my I didn't get much out of the HOA in my previous home so it really is all relative.
Also... Both the amount and the benefits can change without little notice... And NO control from you...
Also... Both the amount and the benefits can change without little notice... And NO control from you...
That is true, however this HOA has not changed in price over the past 13 years. There is a very active board of directors and we vote on everything. There are actually plans on expansion that we plan to vote on soon with surplus made with the intentions of expansion in the future. I think why we are able to get so much out of this is due to 4000 homes being part of this HOA. That's over $3 mil per year alone not including revenue brought in from the club.
Oh yes they do! If you God forbid wont keep up with HOA payments they will sell your house. So no, you don't own a house in HOA neighborhood, you sorta rent it.
No, they don't. You own your land, subject to rules duly passed by the HOA. Yes, if you do not pay your HOA dues, they can put a lien on your property and if you still refuse to pay it, yes, they can file an action on that lien to sell the property in order to satisfy the lien (although they would only get the amount of the lien and associated fees allowed by state law). They do not actually own your home. You do not at all "rent" it from them.
In a similar fashion, your mortgage lender doesn't own your home. They do have an interest in your property and you own it subject to the mortgage lien. But unless you do not pay the mortgage (or, yes, do not pay HOA fees, which the mortgage lender could then pay on your behalf and then place their own lien on the property and/or foreclose on that basis), and until a court actually transfers title from you to the bank, YOU are the owner of your home.
No, they don't. You own your land, subject to rules duly passed by the HOA. Yes, if you do not pay your HOA dues, they can put a lien on your property and if you still refuse to pay it, yes, they can file an action on that lien to sell the property in order to satisfy the lien (although they would only get the amount of the lien and associated fees allowed by state law). They do not actually own your home. You do not at all "rent" it from them.
In a similar fashion, your mortgage lender doesn't own your home. They do have an interest in your property and you own it subject to the mortgage lien. But unless you do not pay the mortgage (or, yes, do not pay HOA fees, which the mortgage lender could then pay on your behalf and then place their own lien on the property and/or foreclose on that basis), and until a court actually transfers title from you to the bank, YOU are the owner of your home.
This is one of the worst rebuttals I have ever read. You completely failed to counter the posters argument.
This is one of the worst rebuttals I have ever read. You completely failed to counter the posters argument.
Well, sir, the poster's argument is more of a loony, hyperbolic rant than an actual argument. Making irrational exaggerations is hardly an argument.
Folks have posted genuine advice to help the OP, and I believe much of that advice is far too good for the OP, who defies all common sense and has turned a classic case of buyer's remorse into a HOA trying to ruin her.
I feel bad for the OP because she is a victim of her own making and the lessons are harsh now--I don't find that entertaining. It doesn't help her to have posters on here feeding her fallacious conclusion that the HOA is the problem.
Stop encouraging the belief that this is about the HOA.
Well, sir, the poster's argument is more of a loony, hyperbolic rant than an actual argument. Making irrational exaggerations is hardly an argument.
Folks have posted genuine advice to help the OP, and I believe much of that advice is far too good for the OP, who defies all common sense and has turned a classic case of buyer's remorse into a HOA trying to ruin her.
I feel bad for the OP because she is a victim of her own making and the lessons are harsh now--I don't find that entertaining. It doesn't help her to have posters on here feeding her fallacious conclusion that the HOA is the problem.
Stop encouraging the belief that this is about the HOA.
This thread has digressed into entertainment many pages ago when it became a debate about cat urine! As far as advice goes I take everything posted on these threads with a huge grain of salt. People can say and pretend to know about anything. This is the last place I would turn if I had a truly serious issue with anything house related.
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