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I have been on here before but things have changed. I am approved for an FHA Loan. Now, I am in another state from where the property is I want. I have seen enough pictures and I have a very good realtor that has been in the business 29 years. Is it possible to put an offer in while I am in another state If I feel it is what it is ? Has it been done is all I really want to know and if it has how did you go about it ? I know exactly where the property is located and we have been vacationing in that area for 10 years but we just now are able to buy with the FHA Loan. I put an offer on a house and it didn't pass, the well was too close to the septic so that fell thorough. The house I found now is the one I want very much. Again, can I put an offer on the house from my state ? Can it be done. I really need you all to help if you can. My husband is not in a position to make any decisions. He says if I love it go with it and he will be happy he has Mild Dementia. Help with info please..
FHA does a very thorough inspection. The required the AC unit be fenced and hand rails on the front steps. Now the septic and well measurements cannot be fixed so the deal fell through. I know they look for the smallest thing because they want to make sure it is worth what I would be paying. Can I make an offer on the house then with all that said ? Thank you
FHA does a very thorough inspection. The required the AC unit be fenced and hand rails on the front steps. Now the septic and well measurements cannot be fixed so the deal fell through. I know they look for the smallest thing because they want to make sure it is worth what I would be paying. Can I make an offer on the house then with all that said ? Thank you
No. Fha does not inspect the property. The FHA looks around the property to ensure that the minimum standards are met for the loan. That is NOT an inspection.
Thank you all I WILL get a private inspection for my own reassurance.
Quote:
Originally Posted by Silverfall
No. Fha does not inspect the property. The FHA looks around the property to ensure that the minimum standards are met for the loan. That is NOT an inspection.
FHA does a very thorough inspection. The required the AC unit be fenced and hand rails on the front steps. Now the septic and well measurements cannot be fixed so the deal fell through. I know they look for the smallest thing because they want to make sure it is worth what I would be paying. Can I make an offer on the house then with all that said ? Thank you
The fha inspection is not as thorough as a regular inspection you would do. The fha one is more focused on safety...not things like loose tiles, ovens that don't work properly, etc.
Get your own inspection. If your state has option periods and financing contingencies make sure those are in your contract.
Um, OP ... you want to buy a HOUSE sight-unseen? Really?
(Am I the only one who thinks that's a little, well, nuts?)
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Inspection
