Quote:
Originally Posted by NOLA2SGF
Do you really want a HELOC? I got one back in 2004 and never used a cent of that money. All it did for me was provide one more (slight) complication when I sold the house. Maybe you can just tell them to take their HELOC and buzz off. If it was me, I'd do that and I'd never do any more business with them ever again.
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I need the HELOC to continue making improvements on the house, plus the interest is tax deductible, and the interest rates are really very good right now! The same Bank offered me a personal loan instead, at
21% interest
Thanks but, heck no
I'm going to wait until next year, where I'll have more of my mortgage paid off, and I'll try with a different bank.