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If there are no plans for you and your girlfriend to marry or move in together Then I’d say she has no say in what you should do with your money, or even be made aware of all your financial details. If your current arrangement works and your parents are supportive of you building up your savings then why be diverted by what your girlfriend wants.
Does your girlfriend live at home with her parents also?
Is she right? Well is she going to pay the mortgage for you? Maybe she should sign up for a 30 year mortgage.
I just love it when people spend other people's money.
Great answer, me too! I will never take out any kind of bank loan again, the interest on a mortgage is atrocious, just look at "the truth in lending page."
Moving out of your parents home doesn't make you an adult. My only problem is if he is 30 and makes 50K he should have more socked away.
Obviously he is still a child.
Decades ago When I was asked out on a date by a 30 year old guy who STILL lived at home...I declined the offer and told him that I did not date boys still living with their mommy. His facial reaction was priceless!
For those who think I am rude....just stating how I look at adult age people still under the roof of their parents. I moved out of my house at 20 and I never looked back. Had roommates until I hit my 30th birthday. I made nowhere near the $$ that allowed me to be on my own until then. OP makes 50k. Whatever.
Girlfriend is probably looking to establish a committed relationship with OP and “independence” is an attractive trait. Just my opinion.
Decades ago When I was asked out on a date by a 30 year old guy who STILL lived at home...I declined the offer and told him that I did not date boys still living with their mommy. His facial reaction was priceless!
Well times have changed. Lot so millennials are living at home because they can not get stable jobs after the Great recession or don't have enough savings to safely be able to live on their own...
Well times have changed. Lot so millennials are living at home because they can not get stable jobs after the Great recession or don't have enough savings to safely be able to live on their own...
But OP does have a job and $$. Not my business....I will quit chiming in on this conversation...maybe...ok I will. : D
I'm 30 years old and make a little over $50k a year and have about $40k in the bank and live at my parents house. I save whenever I can and I pay my parents rent.
My girlfriend thinks I should move out and get a 30 year mortgage. Is she right?
In those threads and in another thread, you seem to already be in the process of looking for a house, and actually have one already in mind.
Already prequalified: //www.city-data.com/forum/real-...h-my-bank.html
So what's the real story?
Last edited by TampaBull13; 08-01-2018 at 09:44 AM..
Reason: grammar
Clarification needed: Do you pay rent to your parents or do you pay your parents' rent? The latter meaning your parents are renting and you pay that for them and therefore are helping to support them.
As for what the girlfriend wants - she's a girlfriend, not your financial advisor and, unless you are planning for her to be investing in this home ownership with you, then her wants are irrelevant. What do you want? What do your parents think? The last is relevant if you are helping to support your parents. Since you are paying rent to or for them, are they self-sufficient to survive without your income? If the answer is no, then their input into this decision is relevant.
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