Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Real Estate
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 04-12-2024, 07:21 AM
 
Location: Northern California
130,047 posts, read 12,072,794 times
Reputation: 39012

Advertisements

Do you mean bad credit, or too much credit debt?
Find out the details & work to fix it. And keep saving money for the down payment, the larger the down payment, means less of a loan to qualify for.
Reply With Quote Quick reply to this message

 
Old 04-12-2024, 09:25 AM
 
Location: Sunnybrook Farm
4,506 posts, read 2,651,635 times
Reputation: 12990
OP joined to make one post, no return, no feedback. I think we're done here.
Reply With Quote Quick reply to this message
 
Old 04-12-2024, 09:54 AM
 
Location: USA
9,111 posts, read 6,155,520 times
Reputation: 29884
Quote:
Originally Posted by lcooper74 View Post
anybody trying to buy a home but got turned down because of credit


No- I applied for a loan to buy a home and it was granted because of my credit.
Reply With Quote Quick reply to this message
 
Old 04-12-2024, 12:15 PM
 
Location: Ocala, FL
6,470 posts, read 10,332,410 times
Reputation: 7900
Quote:
Originally Posted by rabbit33 View Post
OP joined to make one post, no return, no feedback. I think we're done here.
I agree. I think the OP just wanted to vent rather than talk about it.
Reply With Quote Quick reply to this message
 
Old 04-12-2024, 02:36 PM
 
17,263 posts, read 21,998,333 times
Reputation: 29576
Quote:
Originally Posted by lcooper74 View Post
anybody trying to buy a home but got turned down because of credit
570 credit score?

$20 minimum wage job/ part time 28 hours?

Haven't held a job more than 7 months?

Let credit cards go to collections when you got locked up?

Tax liens/ behind on child support?

No money down loan, $350,000 loan at 8% for 40 years?

It happens.........Maybe you should tell them your NYC penthouse is 3X bigger than it is and then they will loan you money!
Reply With Quote Quick reply to this message
 
Old 04-12-2024, 04:17 PM
 
Location: on the wind
23,250 posts, read 18,764,714 times
Reputation: 75145
Quote:
Originally Posted by oregonwoodsmoke View Post

That's how you get bad credit. It is because you do not pay your bills.
Or can't pay your bills.

If that's the case OP, the lender was actually doing you a favor. They were keeping you from digging that hole you're standing in even deeper.
Reply With Quote Quick reply to this message
 
Old 04-12-2024, 08:27 PM
 
Location: Sandy Eggo's North County
10,292 posts, read 6,813,150 times
Reputation: 16839
Don't get too excited folks, it's just a "1-post wonderbot again."
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Real Estate

All times are GMT -6.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top