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Old 12-28-2010, 02:35 AM
 
Location: Sydney, Australia
332 posts, read 447,045 times
Reputation: 445

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Depends on the people involved. My ex-husband was terrible with money, and is now in thousands of dollars worth of debt. Type of person who had a champagne lifestyle on a beer budget! Liked to portray himself as having lots of money, and spent money we really didn't have. (should be fun for him when his new girlfriend finds out about the reality of his situation!). Used our house as security to obtain loans after we separated (new car, electronics etc). I ended up getting my own account not long before I asked him to leave, to make sure things were paid. Glad that I don't have to deal with all that anymore. I don't pretend that I am the world's best money manager, but the bills are always paid before money is spent on anything else. Don't intend to merge finances again unless I'm sure that we are on the same page. Would have to be with someone for quite a while before I would consider it at this point. It's really not surprising that money causes more divorces than anything else.
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Old 12-28-2010, 09:28 AM
 
Location: Portlandia "burbs"
10,234 posts, read 15,145,527 times
Reputation: 25961
My husband and I have a unique arrangement with finances. We split the monthly bills. But I handle household "stuff" and he handles "car stuff" (I do not drive). It works out very well; however ~

We're each on our own with the rest of our money. He pockets his own spending money and I pocket mine. He made it clear from the beginning that he would not live on "an allowance". But he's responsible, and despite harder times we stay afloat.
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Old 12-28-2010, 10:14 AM
 
15,724 posts, read 19,834,672 times
Reputation: 12810
We met when we were young and at that time, neither one of us had a career to speak of (we were in HS).

When we got engaged we opened a joint bank account and that's how it's always been. We have several accounts now, all joint, but they each have a different purpose.

If we want to make a purchase, we make a purchase. If it's something more than a few hundred dollars we will let the other know just so they are aware that the spending account may be low.

He works and earns the money currently. I've worked on and off since we've been married but he will always earn more money than I ever could on a teachers salary.

Everything we own is 50/50 including any money we have and we are both in agreement with that.
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Old 12-28-2010, 10:17 AM
 
48,507 posts, read 90,797,891 times
Reputation: 18204
My wife and I share everythinhg as far as finances goes.I weoulkd tyhink that not doing so would make having common goals and the benefits of two verus one view much more difficult.
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