U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Relationships
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
 
Old 12-10-2012, 10:24 AM
 
Location: ATL
4,688 posts, read 7,192,461 times
Reputation: 1804

Advertisements

Is having too much student loan debt a deal breaker if that person will not be able to pay it off anytime soon? They got a worthless degree from an out of state school

Last edited by tonygeorgia; 12-10-2012 at 10:33 AM..
Rate this post positively Quick reply to this message

 
Old 12-10-2012, 10:27 AM
 
1,344 posts, read 4,471,805 times
Reputation: 1485
No, unless they're not making any payments and defaulting on it.

I think most people in their 20's have student loan debt, and even those in their 30's.
Rate this post positively Quick reply to this message
 
Old 12-10-2012, 10:30 AM
 
1,344 posts, read 4,471,805 times
Reputation: 1485
Or, it could be a deal breaker it they got a masters or PhD in a useless field ($$$$$) and can't find a job to pay off the massive amount of debt they've acclumulated.
Rate this post positively Quick reply to this message
 
Old 12-10-2012, 10:31 AM
 
Location: Bronx
16,217 posts, read 21,128,106 times
Reputation: 8287
Its a deal breaker for me unless the person is in a stem job.
Rate this post positively Quick reply to this message
 
Old 12-10-2012, 10:31 AM
 
Location: Brentwood, Tennessee
49,943 posts, read 52,671,808 times
Reputation: 98359
Is this something that comes up during the first few dates? I'm trying to figure out when/how you would ask this kind of question.

I would not be thrilled about it, but it happens. It depends on how much debt and whether they have a plan.
Rate this post positively Quick reply to this message
 
Old 12-10-2012, 10:33 AM
 
Location: On the corner of Grey Street
6,127 posts, read 9,397,727 times
Reputation: 11746
No...not unless it was outrageous. I have student loans, but they'll be paid off in a few years. Most people have loans these days I think.
Rate this post positively Quick reply to this message
 
Old 12-10-2012, 10:38 AM
 
Location: Charlotte, NC
25,755 posts, read 37,739,628 times
Reputation: 37601
Quote:
Originally Posted by smarterguy View Post
Or, it could be a deal breaker it they got a masters or PhD in a useless field ($$$$$) and can't find a job to pay off the massive amount of debt they've acclumulated.
^This.

I live with a law school student who has a six figure student loan debt but has connections with internships to get a job after graduation from a top Washington DC school, so that would not be a major worry.

However, a person with $200k in loans for a BA in History from Who Da University is a different animal altogether.
Rate this post positively Quick reply to this message
 
Old 12-10-2012, 10:39 AM
 
Location: Central US
202 posts, read 444,646 times
Reputation: 368
To me the more important question is what is the persons and your ideas about how to pay off the debt and especially future debt. Debt is a huge problem in our society and it can casue a lot of problems in a relationship.

Find out what the other person says about buying things on credit. How about credit card debt. Large credit card debt would be more of a deal breaker than a student loan to me.

I would not marry someone without a background check including financials. Find out now before you are stuck with someone elses loans.
Rate this post positively Quick reply to this message
 
Old 12-10-2012, 10:40 AM
 
Location: Atlanta & NYC
6,616 posts, read 12,866,812 times
Reputation: 6642
Yeah I don't want them thinking I'm gonna help them out with their debt. Screw that.
Rate this post positively Quick reply to this message
 
Old 12-10-2012, 10:41 AM
 
Location: The Hall of Justice
25,906 posts, read 39,835,680 times
Reputation: 42668
It would depend on what you meant by "too much" and "anytime soon." The dealbreaker would probably be that someone considers education to be worthless.
Rate this post positively Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


 
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:
Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Relationships
Similar Threads

All times are GMT -6.

© 2005-2021, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top