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Old 12-10-2012, 09:24 AM
 
Location: ATL
4,688 posts, read 7,998,457 times
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Is having too much student loan debt a deal breaker if that person will not be able to pay it off anytime soon? They got a worthless degree from an out of state school

Last edited by tonygeorgia; 12-10-2012 at 09:33 AM..
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Old 12-10-2012, 09:27 AM
 
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No, unless they're not making any payments and defaulting on it.

I think most people in their 20's have student loan debt, and even those in their 30's.
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Old 12-10-2012, 09:30 AM
 
1,344 posts, read 4,753,319 times
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Or, it could be a deal breaker it they got a masters or PhD in a useless field ($$$$$) and can't find a job to pay off the massive amount of debt they've acclumulated.
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Old 12-10-2012, 09:31 AM
 
Location: Bronx
16,200 posts, read 22,967,602 times
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Its a deal breaker for me unless the person is in a stem job.
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Old 12-10-2012, 09:31 AM
 
Location: Brentwood, Tennessee
49,932 posts, read 59,700,060 times
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Is this something that comes up during the first few dates? I'm trying to figure out when/how you would ask this kind of question.

I would not be thrilled about it, but it happens. It depends on how much debt and whether they have a plan.
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Old 12-10-2012, 09:33 AM
 
Location: On the corner of Grey Street
6,126 posts, read 10,083,370 times
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No...not unless it was outrageous. I have student loans, but they'll be paid off in a few years. Most people have loans these days I think.
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Old 12-10-2012, 09:38 AM
 
Location: Huntersville/Charlotte, NC and Washington, DC
26,688 posts, read 41,597,183 times
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Quote:
Originally Posted by smarterguy View Post
Or, it could be a deal breaker it they got a masters or PhD in a useless field ($$$$$) and can't find a job to pay off the massive amount of debt they've acclumulated.
^This.

I live with a law school student who has a six figure student loan debt but has connections with internships to get a job after graduation from a top Washington DC school, so that would not be a major worry.

However, a person with $200k in loans for a BA in History from Who Da University is a different animal altogether.
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Old 12-10-2012, 09:39 AM
 
Location: Central US
202 posts, read 471,960 times
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To me the more important question is what is the persons and your ideas about how to pay off the debt and especially future debt. Debt is a huge problem in our society and it can casue a lot of problems in a relationship.

Find out what the other person says about buying things on credit. How about credit card debt. Large credit card debt would be more of a deal breaker than a student loan to me.

I would not marry someone without a background check including financials. Find out now before you are stuck with someone elses loans.
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Old 12-10-2012, 09:40 AM
 
Location: Atlanta & NYC
6,616 posts, read 13,791,776 times
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Yeah I don't want them thinking I'm gonna help them out with their debt. Screw that.
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Old 12-10-2012, 09:41 AM
 
Location: The Hall of Justice
25,901 posts, read 42,599,983 times
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It would depend on what you meant by "too much" and "anytime soon." The dealbreaker would probably be that someone considers education to be worthless.
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