U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > General Forums > Relationships
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
 
Old 12-31-2012, 06:57 AM
 
Location: San Antonio/Houston/Tricity
45,123 posts, read 64,551,831 times
Reputation: 104574

Advertisements

Dating 2013: No longer "What's your sign?" - now "What's your credit score?"
It seems like romance it’s just gotten more practical. It might help you determine whether your SO does not think it is important to pay bills on time or routinely overspends his/her income on significant hobbies or travel or holiday gifts so that you can avoid grinding conflict over money down the road.

Good looks and charm will only get you so far in today’s dating world. A great credit score is quickly becoming the new #1 attraction for finding happy love.
There's a reason that employers check credit ratings of potential employees. Lousy credit can be a sign of poor decision making and weak character. It may not reflect your character but it does show a pattern in your lifestyle. Of course there could be other reasons for a bad credit score like job loss, illness or just a dispute over a bill, but good financial management is a good test of personal responsibility.

http://www.nytimes.com/2012/12/26/bu...z2fadodjvGpmZw

I've always considered "what's your credit score?" to be more of a third date sort of question. lol
__________________
.
"No Copyrighted Material"
Moderated forums:
World, Europe, Texas, Corpus Christi, El Paso, Lubbock, Tyler, Houston, San Antonio, Tallahassee, Minnesota,
Economics, Investing, Personal Finance, Fish, Home Interior Design and Decorating, Science and Technology Forums
.

Need help? Click on this: >>> ToS, Mod List, Rules & FAQ's, Guide, CD Home page, How to Search
Realtors are welcome here but do see our Realtor Advice to avoid infractions.
Rate this post positively Quick reply to this message

 
Old 12-31-2012, 07:09 AM
 
14,920 posts, read 18,978,555 times
Reputation: 12042
Not an acceptable date question at all.
Rate this post positively Quick reply to this message
 
Old 12-31-2012, 07:12 AM
 
14,331 posts, read 15,499,276 times
Reputation: 42629
Meh. A couple of honestly made bad decisions can wreck your credit score. Especially on the heels of the 2008-2009 market meltdown. I prefer to look at what the guy spends his money on to begin with. Also, my partner's credit score matters very little to me given that I'm going to own my own house within a few days and have no intention of getting married or even combining households. Heck, I've got some nasty credit card debt right now, but because I've never missed a payment, my credit score is almost perfect. If I lost my job though... Well, stuff would get ugly.
Rate this post positively Quick reply to this message
 
Old 12-31-2012, 07:56 AM
 
Location: Durham, NC
25,212 posts, read 36,183,378 times
Reputation: 35856
Quote:
Originally Posted by srjth View Post
Not an acceptable date question at all.
I work in banking and I'd never ask that of someone I was dating. Now upon cohabition or being engaged, different story.
Rate this post positively Quick reply to this message
 
Old 12-31-2012, 08:01 AM
 
14,920 posts, read 18,978,555 times
Reputation: 12042
Quote:
Originally Posted by The Dissenter View Post
I work in banking and I'd never ask that of someone I was dating. Now upon cohabition or being engaged, different story.
I understand and agree.
Rate this post positively Quick reply to this message
 
Old 12-31-2012, 08:55 AM
 
Location: Henderson, NV
1,091 posts, read 1,286,525 times
Reputation: 1774
I would tend to look at a woman asking my credit score on a first date the same way a woman would look at a guy that would ask 'Do you swallow?' on a first date.

It's rude.
Rate this post positively Quick reply to this message
 
Old 12-31-2012, 09:12 AM
 
28,900 posts, read 49,215,359 times
Reputation: 46324
Seriously? If someone had asked that on my first, third, or tenth date, I would have called the evening to an abrupt end. Why?

1. It means this person is paying more attention to your finances than the content of your heart.
2. It means this person is only looking at a snapshot of who you are right now, rather than your potential as a person.
3. It means this person is already looking at sealing the deal on the first date, rather than trying to find out if this is even a person with whom it's worth having a fifteen minute conversation.

There is a time and place for such questions. Namely, when you are beginning to really seriously discuss a long-term relationship, one that involves merging assets and buying a home together. Until then, it is seriously off limits. I mean, you wouldn't dream of asking someone his or her salary on a first date. Why would you ask this?

What's more, whatever happened to actually paying attention to what's going on in a person's life? If you're even halfway perceptive, you'll pick up more clues in what a person does and says than you ever will simply asking a straightforward question.
Rate this post positively Quick reply to this message
 
Old 12-31-2012, 09:24 AM
 
1,344 posts, read 4,304,633 times
Reputation: 1483
Ha I would never, but I've met (never dated) some older (mid-30's to mid-40's men and women) who know what they want in a mate and I could see them asking this question. They don't want to waste a few weeks dating some putz who's good at covering their bad financial tracks but really has awful credit, lots of debt, and makes bad financial decisions.

Quote:
Originally Posted by cpg35223 View Post
Seriously? If someone had asked that on my first, third, or tenth date, I would have called the evening to an abrupt end. Why?

1. It means this person is paying more attention to your finances than the content of your heart.
2. It means this person is only looking at a snapshot of who you are right now, rather than your potential as a person.
3. It means this person is already looking at sealing the deal on the first date, rather than trying to find out if this is even a person with whom it's worth having a fifteen minute conversation.
It might not be a deal breaker, but it could be a red flag for some. Its probably not as cut and dry as you make
Rate this post positively Quick reply to this message
 
Old 12-31-2012, 10:16 AM
 
Location: california
6,284 posts, read 5,526,104 times
Reputation: 7594
Like most things ,questions should be relative to the seriousness of the realtionship .
If you have been dating some one and they seem to have a lot of expensive stuff and spends a lot of money trying to impress you . Definately want to know what the financial stattus is. Likely though you may not get the truth .
People that work hard to impress (from my expirence ) are over extended .
People that live conservitively and do not feel the need to impress(not snobish) they are likely comfortable ,their credit score may not be any of your business, but by the way they live and spend their time and money , you should be able to guess the score a bit .
The snobish have something to hide creating an artificial mystery ,not something I would rely on .
On the other hand , there are those that for no reason than being caught in the rush ,loose their job unexpectedly and for this reason their score is down.
My son is one whom put's every thing into his work , some of his employeers have even dipped into their own savings to keep him hired on for as long as they could .
Finding work is not easy .
Part time jobs are what's available because of the obama care mandate so stable work is even harder to be found .
I have after 6-7 years been laid off ,called back and realeased again 6 months later for the lack of contracts the company depends on.
I dont blame the company , the econemy is just too unstable .
Rate this post positively Quick reply to this message
 
Old 12-31-2012, 10:17 AM
 
Location: SF CA, USA
4,187 posts, read 4,667,105 times
Reputation: 4963
Quote:
Originally Posted by srjth View Post
Not an acceptable date question at all.
Never date in Singapore :P.
Rate this post positively Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


 
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:
Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Relationships

All times are GMT -6.

© 2005-2021, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top