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I am in the final phase of moving in with my current right now. It's been interesting, but in a good way. He's wanted me to move in for months but I didn't want to go that fast. Now that we're here, I'm not sure what I was so worried about.
Our dogs get along and we both pitch in to take care of the house (his). We both have our own interests so we're not in each other's face all the time which is what makes it doable for me.
The last time I decided to move in with a guy, it was disastrous. He was glued to me and I couldn't do anything alone (walks, errands, anything really). Definitely not a good fit and didn't last long at all.
It turns into a bad idea during break up. If you want the person out of your house (say its your house) they legally do not have to leave until you evict them. That's when it gets really really bad.
Divvying up the chores and finances could be an issue. I think if you both have already been together a lot and have already spent a lot of time "sort-of" living together (like long weekends, etc), maybe not such a big deal.
I've done it twice; both resulted in good marriages. The first one was a wonderful marriage until her sudden death. My current wife called me when she and her husband decided to split. She needed a place to stay and asked if she could move in with me for awhile. That was 14 years ago.
We didn't move in together until we'd been dating a year, and I think it's generally a good idea to avoid rushing into this. Because of various legal pitfalls in our state, we drafted an official "non-marital cohabitation agreement" that covered our intent and financial responsibilities. We never needed to refer to it, fortunately, but it did protect us both individually and mutually had certain things had developed. Living together went very smoothly, and was a great decision for us. After another 6 years together, we got married, and that has gone wonderfully too, as we already knew what to expect from each other.
For us, I don't really remember there being any bad and ugly - only good. I guess it was sort of gradual - he was touring for work and would spend all of his breaks with me, and then he started staying with me in between tours, which would last for a few months at a time, and then, we were basically living together. There was never any adjusting or anything - it was all very easy and seamless. This isn't to say that if there are bumps in the road or anything that things won't work out. It just wasn't like that with us.
No horror stories to share, but I think the worst reason to move in together is financial. You hear so many times of people moving in together after knowing each other a short time, because it saves on rent/expenses. They don't necessarily have the relationship and commitment, nor do they know each other well enough to blend their lives together for the sake of finances. IMO, it tends to blow up in people's faces more often than not.
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