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My dad married a nurse in an extremely high skilled and highly paid field. He was a self made man, his own company, large nice house and all. He thought she had her act together. Turns out, after they were married, she stuns him with almost $50K in debt and most of it on credit cards. Maybe it's not such an outlandish question after all. But first date - uh, I dunno.
If she made good money, and moved into his house, she could use the money she used to spend on rent to pay that debt down. I really don't see a problem, unless she continued to spend money on frivolous things. If that was her habit, it was his bad for not ascertaining that before marriage. Being on the same page money-management-wise is one of the essential criteria you're supposed to meet before marriage. Not being on the same page is one of the prime causes of divorce. How could your dad overlook that? Was she super hot, or something?
If she made good money, and moved into his house, she could use the money she used to spend on rent to pay that debt down. I really don't see a problem, unless she continued to spend money on frivolous things. If that was her habit, it was his bad for not ascertaining that before marriage. Being on the same page money-management-wise is one of the essential criteria you're supposed to meet before marriage. Not being on the same page is one of the prime causes of divorce. How could your dad overlook that?
She never said a word of it and kept it hidden, using one card to pay off the others and so on. His marriage with her was a bigger mess than that, but that's another thread entirely.
It's not click bait, it's called not stealing ideas of others or plagiarizing.
'Clickbait' and 'plagiarizing'... you keep using those words but clearly you don't know what they mean .
If you are too media-illiterate to know the difference, the non-clickbait version of the article title would be 'Always ask a first date their credit score'.
Good writers have no trouble getting people to read their articles, despite using normal, non-manipulative titles. But discerning readers know that clickbait tiles rarely lead to intelligent 'reasoning'.
She never said a word of it and kept it hidden, using one card to pay off the others and so on. His marriage with her was a bigger mess than that, but that's another thread entirely.
Sounds like that goes back to the issue of compatible values, apart from money, being a good predictor of financial compatibility too.
Sounds like that goes back to the issue of compatible values, apart from money, being a good predictor of financial compatibility too.
Well, they say you're supposed to have the money management/values talk before you marry. There are trained facilitators for this sort of thing; clergy pre-marital counselors, and other specialists of this sort, if the couple can't manage it on their own. The whole purpose is to uncover secrets like the OP's dad discovered after it was too late.
But slightly more subtle conversation topics can do the trick. For example, asking someone if they have a retirement account. Chatting about the stock market, and casually asking the SO who handles their investments, or asking what they think about 401K's vs. old-fashioned pensions. There are lots of ways to ferret out info on whether the person is a live-for-today type, or a practical planner for the future and saver.
If any of my dates in the 10 years after my divorce asked me that I would have had to tell them I don't have a pin number.
I did not have a checking account at that time and I wish I didn't have one now.
Not necessarily. I would like to ask a potential date what their debt/ finance situation consists of. I personally keep a decent amount in savings, pay off my credit cards monthly, and only have a mortgage and a trivial car debt. Trivial being $3k balance on a car bought brand new a couple months ago. I would want a potential mate to have a similar financial situation as I have.
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