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Ah the burden of Gen X and Millennials, insane random student loan debt. A LOT more people in this sitch than you would ever realize.
Don't get me started. I'll be Elizabeth Warren before I stop. Suffice to say that I have four nieces and nephews in their early 20s. Our educational policies are crushing an entire generation of people in more ways than one, as this thread shows.
Don't get me started. I'll be Elizabeth Warren before I stop. Suffice to say that I have four nieces and nephews in their early 20s. Our educational policies are crushing an entire generation of people in more ways than one, as this thread shows.
It's personal choices that crushing the dreams of young people today. No one is pointing a gun to anyone's head when someone gets a degree in underwater basket weaving for $80k.
I recently dated a woman that had a $54k student loan for a crap degree. I hate to say it, but I viewed her as just a liabilty. Good looking gal, that that 500# gorilla in the closet called a student loan was not for me. She was doing IBR for a payment program.
A lot of it depends on attitude. If she's up-front about it, busting her ass to pay it off, and being smart with her money otherwise, I'd have less of an issue with it, and would even happily help her pay it down if we got married. If she's just looking for a sugar daddy to pawn it off on, however, it would be a totally different story.
My personal opinion: If the number was in the $30-50K range, I won't be immediately scared off. $136K, though? That's a big fat "NOPE".
Where are all those in denial posters who think that money doesn't matter in relationships? They should be jumping in this thread with their unrealistic views on the way relationships work.
Where are all those in denial posters who think that money doesn't matter in relationships? They should be jumping in this thread with their unrealistic views on the way relationships work.
The key being that you both had similar values in how you view money and debt. The disconnect comes from one person being a spender and the other a saver.
The particulars doesn't really matter if you aren't on the same page cause you'll never get ahead or have peace.
Yes I totally agree. In this, as in so many other things, you should never go into a marriage with the idea that the other person will change. Fundamentally different values about money (saving, spending, debt) are real marriage killers.
Depends, if she's good with money but just made lots of mistakes in her youth it wouldn't bother me. I don't have any debt and it wouldn't really affect my lifestyle. If its all CC debt and she lives way above her means then it's a red flag.
I'll put it this way, if I was really into her it wouldn't even be something I'd think about.
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