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Hold the show... I would expect my future husband to use his bank account to purchase a ring. I am very anti-debt for consumer spending. The only debt payment I want is the mortgage. Maybe a small car payment.
Dipping significantly into savings is equally as financially frivolous.
Spending habits and financial goals are important to the success of a marriage. Money is one of the major reasons for divorce. As I said, it is all relative. Whatever is comfortable is what is important.
One person's comfort may be 10k another 100. Work within those confines. You don't have to propose with a ring with a stone. Again, most local jewelers are happy to work with you.
One thing to remember... there is no correlation between how much you spend on the engagement ring versus the success (or failure) of a relationship/marriage.
I personally liked the look of a single diamond offset with two ruby stones. Diamond= durability fidelity. Ruby= love.
Since the OP's GF likes other stones, that certainly is an option. I considered a solitaire mount ruby and later have it remounted on a setting of her choosing with an additional ruby to offset a diamond. She would choose the three mount setting and the diamond at a later date.
Instead, I chose to stay "traditional" and stick to three diamonds mount choosing the diamonds and setting myself.
It doesn't have to be 1 carat. It doesn't have to be high on the color chart. It doesn't have to be SI1/2 or better in clarity.
You are only looking at it from the bride to be point of view. I personally wouldn't want to be the source of stress over the debt and cost to my future spouse.
Parents were poor immigrants. My father proposed with a solitaire with a cubic zirconia diamond. She wore it for years loving it. On their silver (I think), my father snuck the ring out and had it replaced with a real high end diamond of the same cut/carat. Times have improved financially. Mom spent days staring at it wondering why it looked so especially brilliant.... until he revealed the truth over dinner.
It was a memorable moment for them.
Great post and your parent's beautiful story brought a tear to my eye.
Neither am I. I would have to keep the original for sentimental purposes, so it would be cheaper to just get the one and only ring right from the start. I am attached to the diamond in my last ring and using it to create a new piece to wear in this chapter of my life.
I'd want to pick out my ring WITH my fiancee, together. So it would just be a hassle for you to get a ring and then have to return it or maybe she would feel obligated to stick with that one. It's something she'll be wearing every single day, hopefully for life! She should love it and that means getting to pick it out WITH you.
Dipping significantly into savings is equally as financially frivolous.
Spending habits and financial goals are important to the success of a marriage. Money is one of the major reasons for divorce. As I said, it is all relative. Whatever is comfortable is what is important.
One person's comfort may be 10k another 100. Work within those confines. You don't have to propose with a ring with a stone. Again, most local jewelers are happy to work with you.
One thing to remember... there is no correlation between how much you spend on the engagement ring versus the success (or failure) of a relationship/marriage.
While this is very true. A future husband of mine, will not have the expense of buying a house or even investing into a house. We would not have a large, elaborate or costly wedding either. Rings would be the only real expense of marriage, so if $10k would break his bank, we are not really compatible or on the same page with money.
I think, IF either husband had presented the ring at the time of the proposal, I would've fallen in love with the ring, just like I was in love with the guy. The ring represents our love story, so I probably would've adored whatever I was given. :-)
I think, IF either husband had presented the ring at the time of the proposal, I would've fallen in love with the ring, just like I was in love with the guy. The ring represents our love story, so I probably would've adored whatever I was given. :-)
I agree. If he knows me well and has put some thought into purchasing a ring, I am sure I would love and cherish whatever he bought.
Dipping significantly into savings is equally as financially frivolous.
Spending habits and financial goals are important to the success of a marriage. Money is one of the major reasons for divorce. As I said, it is all relative. Whatever is comfortable is what is important.
One person's comfort may be 10k another 100. Work within those confines. You don't have to propose with a ring with a stone. Again, most local jewelers are happy to work with you.
One thing to remember... there is no correlation between how much you spend on the engagement ring versus the success (or failure) of a relationship/marriage.
Yeah...this.
I have a friend who's always changing up her wedding ring. Her motto is "I can commit to a man. I can't commit to a ring."
If she sees a pretty ring at a Renn fair, she wears it as a wedding ring. If she feels like wearing a birthstone ring for awhile as her wedding ring, she does.
Her husband is fine with it. And her sentiment makes me smile.
A few years ago, I lost my wedding/engagement ring. Up until last Christmas, I wore various different rings on my wedding finger, as my whimsy dictated. Then at Christmas, my husband bought me a new engagement ring...and that's what I wear now.
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Hold the show... I would expect my future husband to use his bank account to purchase a ring. I am very anti-debt for consumer spending. The only debt payment I want is the mortgage. Maybe a small car payment.
