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Old 06-21-2015, 07:26 AM
 
Location: USA
18,489 posts, read 9,151,071 times
Reputation: 8522

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If there is a God who protects the faithful and answers their prayers, then why don't the faithful pay less for all types of insurance? They should be a lower risk to insure than the general public, since God is looking out for them. Thus they should pay less for insurance.

Why is no one upset at this obvious injustice?
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Old 06-21-2015, 07:43 AM
 
Location: NC Piedmont
4,023 posts, read 3,796,651 times
Reputation: 6550
Paging all apologists...
There are several convoluted explanations about why he doesn't help. He might have been able to stop the tsunami but he was busy picking which children to give bone cancer or something like that. I am not sure I have that right. Maybe a more qualified apologist will answer.
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Old 06-21-2015, 08:41 AM
 
Location: Northeastern US
19,956 posts, read 13,450,937 times
Reputation: 9910
Quote:
Originally Posted by Freak80 View Post
If there is a God who protects the faithful and answers their prayers, then why don't the faithful pay less for all types of insurance? They should be a lower risk to insure than the general public, since God is looking out for them. Thus they should pay less for insurance.

Why is no one upset at this obvious injustice?
I have long pointed out that Christians are not under-represented in prison populations or divorce statistics, but you have hit up on a more market-driven and objective measure. If insurance companies saw lower risks / claims rates for a particular group of theists or a particular religious demographic, the rates of premiums should reflect that. And you could argue that the godless, lacking god's favor and protection, should be a higher risk demographic.

Of course I suppose there would be political problems with showing "favoritism" toward one group, and yet if it could be empirically shown that the risks were less ...

... and yet a quick Google of this issue, and all I can find that insurance companies do to accommodate religious institutions is to offer "Sexual Misconduct and Sexual Molestation Liability Coverage. And let me guess: I"ll bet that's pricey.
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Old 06-21-2015, 08:42 AM
 
35,095 posts, read 51,212,218 times
Reputation: 62667
Quote:
Originally Posted by Freak80 View Post
If there is a God who protects the faithful and answers their prayers, then why don't the faithful pay less for all types of insurance? They should be a lower risk to insure than the general public, since God is looking out for them. Thus they should pay less for insurance.

Why is no one upset at this obvious injustice?

If you had an actual understanding of God you would never ask such a question.
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Old 06-21-2015, 08:52 AM
 
Location: USA
18,489 posts, read 9,151,071 times
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Quote:
Originally Posted by CSD610 View Post
If you had an actual understanding of God you would never ask such a question.
Can you be more specific?

My understanding of God is this: he exists, and he answers Christian prayers. So it's only logical that Christians should have lower overall rates of illness, accident, and untimely death. And yet the insurance companies don't take that into account.
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Old 06-21-2015, 09:26 AM
 
Location: Type 0.73 Kardashev
11,110 posts, read 9,804,566 times
Reputation: 40166
Quote:
Originally Posted by CSD610 View Post
If you had an actual understanding of God you would never ask such a question.
Classic!

That's exactly what Charles Manson told his flock. As with religions, the myriad contradictions within Manson's amalgamation of Dale Carnegie's salesmanship techniques, scraps of Scientology, and Christian fundamentalism inevitably brought up questions from the less-fawning members of the 'family'. For example, why did he preach peace yet beat them and kill people? Why were all people equal, yet blacks inferior and Jews to be despised?

Manson's rejoinder was that none of them were intelligent enough to see that, in fact, they weren't contradictions. It's an age-old technique for dismissing problematic questions, but it really only works on the gullible and those pre-disposed to swallow hook-line-and-sinker whatever is thrown their way by persons of authority.

And even the crudest and most transparent of charlatans have used it to great effect.
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Old 06-22-2015, 12:20 PM
 
Location: USA
18,489 posts, read 9,151,071 times
Reputation: 8522
Nothing but crickets so far...

No answer to why believers don't get discounts for all types of insurance?
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Old 06-22-2015, 12:30 PM
 
Location: Denver, CO
1,421 posts, read 1,635,093 times
Reputation: 1751
Quote:
Originally Posted by Freak80 View Post
Nothing but crickets so far...

No answer to why believers don't get discounts for all types of insurance?
Because God put Dr's on the earth to help heal the sick.

/s
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Old 06-22-2015, 12:30 PM
 
Location: Rural Central Texas
3,674 posts, read 10,601,272 times
Reputation: 5582
A). God does not write policies

B). Underwriters cannot determine the true Christians from the fakes and wannabes

C). Actuarials cannot determine actual statistics with accurate determination of the above to classify past performance on policy holders

Therefore, without supporting statistics there is no foundation for providing a separate rate on this basis?
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Old 06-22-2015, 12:32 PM
 
32,516 posts, read 37,157,543 times
Reputation: 32579
Quote:
Originally Posted by Freak80 View Post
Nothing but crickets so far...

No answer to why believers don't get discounts for all types of insurance?
I'm a believer.

One word: bundle. Get's us about 20% off. The GREAT news is the insurance company will give the same discount regardless of faith... or lack thereof.
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