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Old 10-27-2010, 04:24 AM
 
Location: Quincy, Mass. (near Boston)
2,341 posts, read 3,970,873 times
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If applying for a rental, are landlords mainly interested in the credit score, without much concern about one's checking account?

Obviously, I don't want them to see a recent bounced check. Do they normally ask for a bank statement and savings account statement at all?
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Old 10-27-2010, 04:36 AM
 
Location: St Thomas, US Virgin Islands
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Credit score. Frankly it would be a cold day in Hades that a LL or pretty much anybody else would be shown my bank statements!
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Old 10-27-2010, 06:44 AM
 
Location: Seaford, Delaware
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I think if a LL, and I am one, asked for copies of bank statements I would walk away. No LL needs that much information. It's not a mortgage, it's a rental.
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Old 10-27-2010, 08:47 AM
 
Location: Boise, ID
8,047 posts, read 25,305,796 times
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Agreed, as a ll, I would never ask for bank statements. However, I have seen many bounced checks show up on credit reports. We are always on the lookout for small dollar figures to stores. Like $57 to Sears. They are usually bounced checks.
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Old 10-27-2010, 07:42 PM
 
Location: Indianapolis, IN
914 posts, read 4,121,987 times
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The only time I was ever asked for a bank statement was when I didn't currently have a job and was using a chunk of savings to prove I had the money required to qualify to rent the unit. If that's not you, then likely not.
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Old 10-29-2010, 06:04 PM
 
26,796 posts, read 41,502,416 times
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Quote:
Originally Posted by bostonguy1960 View Post
If applying for a rental, are landlords mainly interested in the credit score, without much concern about one's checking account?

Obviously, I don't want them to see a recent bounced check. Do they normally ask for a bank statement and savings account statement at all?
We never ask for bank statements but we do check backgrounds and sometimes bounced checks comes up....
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Old 10-30-2010, 05:29 AM
 
26,796 posts, read 41,502,416 times
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BTW if a person has no rental history or somethings that come up in their background but not really a reason for a denial than we ask for last month's rent to be paid as well...

And we are happy we did, it saved many home owners a lot of money!
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