Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
friend wants to rent with a greencard, so zero credit. Most places have told them no gotta have credit. The other one has medical debt so think that is a big issue but clearly they won't rent to the GC holder in the first place, is this against fair housing maybe?
The denial has nothing whatsoever to do with having a GC but not having a credit rating sufficient to meet the requirements of the landlord. Again, it has nothing to do with the GC.
He should seek a private landlord with less stringent requirements than those typical of a property management company and (assuming he's working) can easily start to build up a credit by purchasing groceries, gas, etc. with a credit card and paying off the balance every month without fail.
The denial has nothing whatsoever to do with having a GC but not having a credit rating sufficient to meet the requirements of the landlord. Again, it has nothing to do with the GC.
He should seek a private landlord with less stringent requirements than those typical of a property management company and (assuming he's working) can easily start to build up a credit by purchasing groceries, gas, etc. with a credit card and paying off the balance every month without fail.
I know he has been trying but so far batting zero. Almost outta of time and will loose the GC.
if you can't have credit but legally allowed in the USA and have income/job I can't see why it's a big deal.
Requiring a credit rating is not a violation of Federal fair housing laws.
would it not fall into nationality or something if you can't actually have a credit rating?
I know they are still fussy with kids (fair housing or not) but with this you'd think if you actually can not have a credit rating they should allow you if you have other proof?
would it not fall into nationality or something if you can't actually have a credit rating?
I know they are still fussy with kids (fair housing or not) but with this you'd think if you actually can not have a credit rating they should allow you if you have other proof?
Nope. There are folks of all races and genders with poor or no credit rating. You would have to prove that credit rating issues are not the fault of the people with poor ratings or lack them. That would be a major legal action.
In addition, people who are granted green cards have to have sponsors. It is understood that sponsors are pretty invested in the grantee's situation. When its a fiancée or family member - where to live isn't usually an issue. When its an employer, there's a nice paycheck and often the HR dept. helps with temp housing.
My parents came to this country as immigrants with nothing. They were granted asylum and received help from the Red Cross. Perhaps the persons you are trying to assist could contact social services....
Nope. There are folks of all races and genders with poor or no credit rating. You would have to prove that credit rating issues are not the fault of the people with poor ratings or lack them. That would be a major legal action.
In addition, people who are granted green cards have to have sponsors. It is understood that sponsors are pretty invested in the grantee's situation. When its a fiancée or family member - where to live isn't usually an issue. When its an employer, there's a nice paycheck and often the HR dept. helps with temp housing.
My parents came to this country as immigrants with nothing. They were granted asylum and received help from the Red Cross. Perhaps the persons you are trying to assist could contact social services....
The person in question used their US job as proof of income. But having the same US job doesn't show a credit history.
Someone who is a US citizen for years with no credit would be different I'd believe.
If you enter the USA as a GC holder you have zero credit and no SSN for so many months then it has to be entered in the various systems.
The company he works for isn't big enough for an HR dept.
Sooo....maybe the best possible solution is to look into extended stay hotels while trying to establish credit and keep an eye out on Craigslist for sublets and private landlord situations.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
