Question on renter's insurance (apartment, condo, water, liability)

[jf2737]

I will be renting a furnished condo for 30 days through VRBO. Is renter's insurance necessary for such a short stay? I've never had renter's insurance before (even in my current apartment where I've been for the last 14 years). Looking back, I know I should've had insurance but knock on wood, I've had no issues.

I don't have a lot of possessions at this time, I've sold off a ton of stuff. Moving cross country is much easier that way. Thanks for any advice.

[reenzz]

For the 20-25 buck it costs...I'd say splurge. It's worth the piece of mind.

[SouthernBelleInUtah]

Think of the cost of replacing all your clothes and other items. Fire, water damage, severe weather, vandalism, whatever.

[mathjak107]

Liability issues as well. You fall asleep with the tub running or with something cooklng and you can be sued.

[katie45]

Even if for a short duration, it's worth the cost to get a 'replacement' policy. Meaning that items will be replaced at current value v. being depreciated.