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I am not a foreigner but US citizen. But I have been living in Europe for half my life. I am settling in the US with my husband, aiming for the New year. But it seems impossible to rent without rental history, and income. We have a healthy savings and checking account. My husband just finished his PhD in europe (he's an EU citizen)and looking for jobs and so am I. Airbnb are so expensive, we just want to have our own place. I am starting to get discouraged. We do have a qualified guarantor, my brother who has a house and good credit, but that's all. Any tips?
A big problem is not having established job income yet. And that's on top of having no rental history in the US. Two fairly major red flags for landlords. While it's certainly a good thing to have assets, landlords want to know what income you'll have going forward so you can pay rent reliably. They can't control what you might do with a savings account or whatever. You could blow it all on something a week or month after you sign a lease. Your job search will take as long as it takes...no guarantees there either.
You might contact realtors in your target area who represent landlords or who also work as property managers. They may know of smaller scale independent clients (not large corporate apartment complexes) with units to rent and who might be more willing to rent to people with financial assets behind them, who can offer to pay an entire lease up front using those assets, or who don't happen to have current US rental histories. Can you provide landlord references from the EU?
Last edited by Parnassia; 11-19-2023 at 01:02 PM..
Thank you. We actually have 110k in savings but I feel it's not enough because we have to show income. We are sure we can find jobs but I understand that a landlord needs a guarantee. Thanks again. I told my husband probably best to do airbnb then rent.
About references in the EU. We actually lived in my husband's family home (not his parents but his great aunts. His fatheri nherited the house). I can definitely provide references as I lived by myself in a studio apartment for 2 years before I married my husband.
First sort things out please.
Where are you in the visa process for your husband?
What geographic area are you targeting?
How are your job prospects?
Can you move in with family for a while?
There is always the classic expat way of higher rent, several months of deposit or simply paying a year up front.
This may sound crazy - depending on your market get a travel trailer.
110k may sound like a fortune but you will have expenses from medical insurance, vehicles, down payments to simply starting a household. Been there - done that several times.
First sort things out please.
Where are you in the visa process for your husband?
What geographic area are you targeting?
How are your job prospects?
Can you move in with family for a while?
There is always the classic expat way of higher rent, several months of deposit or simply paying a year up front.
This may sound crazy - depending on your market get a travel trailer.
110k may sound like a fortune but you will have expenses from medical insurance, vehicles, down payments to simply starting a household. Been there - done that several times.
We definitely don't feel like 110k is a fortune, especiallyin the states. We lived in much poorer countries than the US. 110k is not much on the US versus where we lived. We do not want to drive, we prefer cycling to work or bus or better yet walk. I know what we want is difficult to get in America but we want to start small, ww understand we won't get all what we want the first few years in America.
We like the state of Maryland and D.C.
My husband is currently on a CR1 Visa.
Thanks for your comment
We definitely don't feel like 110k is a fortune, especiallyin the states. We lived in much poorer countries than the US. 110k is not much on the US versus where we lived. We do not want to drive, we prefer cycling to work or bus or better yet walk. I know what we want is difficult to get in America but we want to start small, ww understand we won't get all what we want the first few years in America.
We like the state of Maryland and D.C.
My husband is currently on a CR1 Visa.
Thanks for your comment
There is no CR1 Visa (it is a petition) - has his Green Card been approved?
It sounds like you will have to wait until his green card has been approved or you will move to the US first. MD/DC are some of the most expensive rental areas in the US.
I walked to work in DC. You may have to adjust your preferences until you are established in the workforce or have other income.
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