Renting for 1st time in 35 years (tenants, rental, credit report, house) - Apartments, houses, lease, tenant, landlord, agreements, termination - City-Data Forum

skimbro000 · 03-12-2018, 06:42 PM

My husband and I have just sold our house (close the middle of April) and need to rent for about a year. We've found a townhouse that we are looking at tomorrow. I looked at the rental application and it asks for previous rental history. We have owned a home our entire married life. Do we just put the bank information on the application? We have excellent credit (820+) and the same job for the last 20+ years (teachers). Any advice?

Crashj007 · 03-12-2018, 06:43 PM

They are looking for references. ENTER= NONE

Okey Dokie · 03-12-2018, 07:15 PM

We had the same situation. I believe I just wrote “home owner since 1978.” With that and your good credit, you’ll be golden.

Katie1 · 03-12-2018, 07:28 PM

Quote:

Originally Posted by Okey Dokie

We had the same situation. I believe I just wrote “home owner since 1978.” With that and your good credit, you’ll be golden.

This one**** Never Never say None!!

Electrician4you · 03-12-2018, 09:33 PM

Just write down your previous address and owned your own home on there also. With 820 credit you would be on top of my list

NoMoreSnowForMe · 03-12-2018, 09:42 PM

Under previous landlords, I'd put "Homeowner since whenever - Mortgage paid to Bank of Mortgages, This Town, USA."

I rented to people like you once in a while, and that's all I'd need to see. Then, when I ran your credit, I'd see that it showed your mortgage to the above with your credit history with them, so your story would be verified.

WorldKlas · 03-12-2018, 11:10 PM

Indicate you owned and had a mortgage and you can provide bank statements to demonstrate timely payment of your monthly mortgage

oregonwoodsmoke · 03-13-2018, 10:39 AM

You won't have any problem. Just put "homeowner" in that slot. Your mortgage will show up on your credit report as all paid on time, which it was in order for your credit score to be so high.

You can give the name and number of the agent who sold your house to act as a reference for condition of the house. Just make it really clear on the application that it is your agent not a property manager.

oregonwoodsmoke · 03-13-2018, 10:43 AM

Adding this: almost all landlords are thrilled to get a long time homeowner. Homeowners generally treat a house differently than some tenants do.

Lacerta · 03-13-2018, 11:10 AM

Agreed. Homeownership is generally viewed as a plus.