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I did it for a while and got to eat at some good restaurants (steak houses), but to me it wasn't worth it. There were so many things I had to remember to note, that I found I couldn't just enjoy the meal. You have to pay for the meal and then be reimbursed. To me it just wasn't worth it. I'd rather pay for the meal and be able to enjoy it without having to remember to make a note of this and that.