What is Your Financial Situation? (moving, coverage, retirees, payment)
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Kevxu lives in Portugal. If you haven't been there, I can highly recommend a trip. Its a beautiful country but is having some national financial problems.
We retired with the plan of starting my own business, but not counting on it. We were ready to be in the "doing ok" category. I did start my own business and won a job so that income ticks us up into "thriving"
Well, 68 of us have voted in the poll as of this writing. Not one single person has categorized himself as struggling. Yet based on my reading of posts in the Retirement Forum for the past year and a half, plenty of people claim to be struggling. Where are they in relation to this poll? Is it just too embarrassing to check that box?
Yes, I know, 68 responses are not enough to base any conclusions on, and I also realize that posters on CD do not necessarily represent a cross-section of the United States anyway. Still, I can't help but wonder about the results. Does anyone else find them a bit strange?
Well, 68 of us have voted in the poll as of this writing. Not one single person has categorized himself as struggling. Yet based on my reading of posts in the Retirement Forum for the past year and a half, plenty of people claim to be struggling. Where are they in relation to this poll? Is it just too embarrassing to check that box?
Yes, I know, 68 responses are not enough to base any conclusions on, and I also realize that posters on CD do not necessarily represent a cross-section of the United States anyway. Still, I can't help but wonder about the results. Does anyone else find them a bit strange?
Not really. The choices are phrased in such a way that many of us could choose two or three responses and all of the chosen responses could be partially accurate, but not entirely accurate.
Not really. The choices are phrased in such a way that many of us could choose two or three responses and all of the chosen responses could be partially accurate, but not entirely accurate.
Well, 68 of us have voted in the poll as of this writing. Not one single person has categorized himself as struggling. Yet based on my reading of posts in the Retirement Forum for the past year and a half, plenty of people claim to be struggling. Where are they in relation to this poll? Is it just too embarrassing to check that box?
Yes, I know, 68 responses are not enough to base any conclusions on, and I also realize that posters on CD do not necessarily represent a cross-section of the United States anyway. Still, I can't help but wonder about the results. Does anyone else find them a bit strange?
I was definitely "struggling" BIG time when I first started posting on this forum. Then I got my part time job and I struggle no more! I have enough "extra" every month to put a good sized chunk into savings. However...if I were to lose my job I'd be back to the struggle. Luckily I work for a great company and it takes a LOT to lose a job there.
Maybe it's a matter of personal perspective and how people consider their own circumstances. I don't consider myself to be struggling but neither can I ever consider myself "thriving" because I just don't have enough money to back me up, just in case.... However, even when I was living on a little over $1,000 month...and my expenses were twice what they are now...I always managed to save some of it. At least enough to live on during times of unemployment.
No where is the word "struggling" used in the poll.
The first choice is very clear. If you cannot pay your bills and you rate your living situation as poor and you don't have resources, then you would indicate "poor."
No where is the word "struggling" used in the poll.
The first choice is very clear. If you cannot pay your bills and you rate your living situation as poor and you don't have resources, then you would indicate "poor."
Escort Rider: "Not one single person has categorized himself as struggling. Yet based on my reading of posts in the Retirement Forum for the past year and a half, plenty of people claim to be struggling. Where are they in relation to this poll? Is it just too embarrassing to check that box?"
Escort Rider referred to "struggling," and in response to his comments and query (above), hence my post.
BTW, not being able to pay one's monthly bills = struggling.
[quote=newenglandgirl;20416710]Escort Rider referred to "struggling," and in response to his comments and query (above), hence my post.
BTW, not being able to pay one's monthly bills = struggling.[/quote]
Thanks you! I was always able to pay my bills but still considered myself to be "struggling". Probably because after all was said and done..bills and savings...I had nothing left. I did have food stamps back then, and probably could have used what I put in savings towards food, but then I'd have been up a creek during times of unemployment. And that happened every year for a few years due to maxing out my income plus SS.
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Reflections on poll results so far
