How frugal have you become since retiring? (pension, move, state)
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I have killed two birds with one stone!
Every day I saunter down the asphalt sidewalk with my
eyes peeled open looking for the glint of coins.
When I spy one, I plie to pick it up!
At home, I keep all loot in a jar and when full
count it. Last jar had $17.52.
Free exercise and treasure too!. Life is good.
I want to become more frugal, but right now it's not going well. Yesterday my attempt at following one of the frugal tips in the "shoestring" forum resulted in my spend more money than if I had just done the job the right way from the start. Oh well, it wasn't a big deal, just funny how my efforts to be frugal are going awry.
Here's the saga of my efforts to paint a closet frugally--if anyone's interested.
i've been retired for 10 years, and i live a similar lifestyle as i did when i was working. i do buy many fewer clothes, and, even though i never traveled extensively in working years, i travel much less now, by choice. i do eat out once or twice a week, and did more than that when working. these days, eating out is usually lunch, but occasionally will do a dinner out.
i've never been really frugal but in the years i worked, usually had more expenses- much higher mortgage, much higher real estate tax, often a second mortgage for remodeling projects, purchases for the house, much more entertaining at home, more travel- than i do now. i live in a moderate cost of living area and have no recurring debts other than small mortgage. since my retirement income is similar to what i made when working,i'm still able to save a fair amount each month; since my expenses are a great deal less, i don't feel any great need to become really frugal. i have to admitt, for someone who never was frugal, living that way now would be difficult. i don't know what the future will be financially for me- i don't count on things never changing-, but am grateful that i've been able to do as well as i have so far.
My profession required that I spend a great deal on maintaining my profession. Educational courses, tools, grooming, suits, etc.
I also had to move frequently to new locations.
I have now been retired for over 10 years. My pension is around 1/3 of my working income. I do not think that my frugality is any more now than it was before.
Frugal at first but becoming less frugal as time moves on and probably not frugal at all anymore.
Same here -- Once we confirmed that our planning had paid off and we could live comfortably on what we have for the rest of our lives --- there is no more 'future retirement' to plan and save for. (Yes, we've also planned for potential health problems and a failing economy, but, not to the point where we are paralyzed by fear). Of course, we've always lived pretty conservatively 'within our means' to get where we are, but, beyond saving some for the kids, scrimping and saving is not really part of the retirement lifestyle we saved for. (However, in all honesty, we have definitely been blessed).
Same here -- Once we confirmed that our planning had paid off and we could live comfortably on what we have for the rest of our lives --- there is no more 'future retirement' to plan and save for. (Yes, we've also planned for potential health problems and a failing economy, but, not to the point where we are paralyzed by fear). Of course, we've always lived pretty conservatively 'within our means' to get where we are, but, beyond saving some for the kids, scrimping and saving is not really part of the retirement lifestyle we saved for. (However, in all honesty, we have definitely been blessed).
I have killed two birds with one stone!
Every day I saunter down the asphalt sidewalk with my
eyes peeled open looking for the glint of coins.
When I spy one, I plie to pick it up!
At home, I keep all loot in a jar and when full
count it. Last jar had $17.52.
Free exercise and treasure too!. Life is good.
I'm glad you have discovered such an exciting activity. The rest of us should be so lucky. Exercise, mental stimulation, challenges, financial gain, deeply gratifying results. You've got the makings of a book on how to create meaningful activities in retirement.
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