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Old 02-14-2014, 01:02 PM
 
Location: Mount Airy, Maryland
13,258 posts, read 7,361,001 times
Reputation: 20732

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I know this is probably more common with my generation but a lot of us decided not to have children. I don't regret that decision but I do often worry about what will happen when I'm too old to care for myself.

Anyone in this position and what did you do?
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Old 02-14-2014, 01:23 PM
 
Location: Out there somewhere...a traveling man.
41,379 posts, read 52,701,938 times
Reputation: 116570
1st comes assisted living home, then the nursing home, finally hospice...
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Old 02-14-2014, 01:41 PM
 
Location: middle tennessee
2,059 posts, read 1,220,621 times
Reputation: 7953
I hope someone who won't be too traumatized by the experience finds me dead in the bed..........or on the sofa or the floor or in the garden (best ) .

I am okay now. If things slow down much more, I will arrange to have someone call me every 3 days or so. I don't want the dog to be left alone too long.
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Old 02-14-2014, 02:06 PM
 
Location: Near a river
16,042 posts, read 20,084,553 times
Reputation: 15724
Our adult kids are not going to physically take care of us ~ most of them anyway. It's a rare adult child who has the goodness of heart, the time, the patience, the health, the body strength, and the stamina to physically do caregiving. And remember, our adult kids will be in their 50s, not spring chickens and most likely still working full-time. Not to mention that many of us do not want our kids helping us with bodily functions. It would be nice however if they check on us, help out in the house occasionally, and take us to lunch very now and then. A niece or nephew or younger friend could do that for those who don't have kids.
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Old 02-14-2014, 02:22 PM
 
1,305 posts, read 1,425,843 times
Reputation: 4523
I bought long-term care insurance at a very young age. It is inflation adjusted, the premiums are fixed for life. I figure I will either live in a CCRC and be moved progressively to more care, or I will have in-home care or move to assisted living apartment and then move to nursing home and eventually Hospice. CCRC is my first choice. In my case, I have no one to leave an estate to except a charity.
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Old 02-14-2014, 02:28 PM
 
Location: Center City
7,533 posts, read 8,716,206 times
Reputation: 10896
There are some wonderful continuing care retirement communities in our area that accommodate three stages of living, all on the same campus: independent living, assisted living and nursing care. When we can no longer live independently in our current home (hopefully many years from now), our plan is to enter one of these. The beauty of this model is that as we move through the various stages, we will not have to leave our location or our friends.
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Old 02-14-2014, 02:53 PM
 
Location: UpstateNY
8,612 posts, read 9,162,310 times
Reputation: 7564
I'm hoping to bribe his BFF and wife.....
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Old 02-14-2014, 02:54 PM
 
Location: Florida -
9,862 posts, read 12,399,400 times
Reputation: 20501
Quote:
Originally Posted by newenglandgirl View Post
Our adult kids are not going to physically take care of us ~ most of them anyway. It's a rare adult child who has the goodness of heart, the time, the patience, the health, the body strength, and the stamina to physically do caregiving. And remember, our adult kids will be in their 50s, not spring chickens and most likely still working full-time. Not to mention that many of us do not want our kids helping us with bodily functions. It would be nice however if they check on us, help out in the house occasionally, and take us to lunch very now and then. A niece or nephew or younger friend could do that for those who don't have kids.
Those mirror my thoughts as well. Plus, we've added LTC insurance and structured some savings to offset the cost of 'personal bodily function assistance' later on. -- With today's healthcare and longevity, the likelihood that at least one person of most couples will ultimately need some type of 'managed care' is pretty high. Others may well find themselves dependent on "the kindness of strangers."

Beyond the physical care, there are a wide range of other potential life-issues where an aging person may need assistance from someone with their best interests at heart (legal, financial, transportation, computers, etc). In those cases, we believe and trust that our kids will be there.
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Old 02-14-2014, 02:59 PM
 
Location: Glasgow Scotland
15,637 posts, read 14,250,086 times
Reputation: 23150
Oh god no.. I wouldnt even think of expecting any of my four chlldren to take care of me.. not a chance... I didnt bring them into the world for me... Id go into a home if I couldnt take care of myself..
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Old 02-14-2014, 03:08 PM
 
Location: Miraflores
813 posts, read 982,420 times
Reputation: 1627
I am hoping the young wife will hire a couple of even younger nurses to take care of my "needs"!
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