Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
We retired to upstate NY from NJ. We live 10 miles outside of Saratoga Springs. We love the area. Great restaurants, entertainment (The Palace and Proctor's easy drive); quite a few exemptions on property tax for seniors, military;STAR exemptions, pension exemptions.
We own a motorhome, which we use to travel in the winter to FL. We spend 4 months in FL and return north once the heat and humidity hit the South. Love the spring, summer and fall in NYS and could never live in the south due to same, along with bugs, snakes, etc. We have several friends from SC and NC, who also come to FL for the winter. Some have moved from upstate and are not happy in the South. A few are okay with it. Two couples moved back upstate. AFA the house, heat set at 50, have a neighbor check on it, forward the mail, we're gone.
They moved for a job (not retirees), but love it. Some of us DO like snow! It gets hideously hot and humid in Kentucky; also, the northern culture is very different -- and some think preferable -- to the southern culture.
No sales tax in NH, but property tax to knock your socks off. Yes to your second sentence.
I have not studied the area in detail, to me the climate is a non-starter, but, are NH's property taxes that much worse than NY? I have heard of NY charging roughly 1500/month on a more or less "regular" house.
My impression is that the total tax burden in NH is less than VT, and both are less than NY. Of course this depends on how one lives, if you buy an expensive home or a modest one, what kind of income you have, etc.
Has anyone retired to upstate NY? Why? Do you plan on staying in NYS? What area in NYS did you retire too? We live in NYS now and in a few years my husband can retire (I already did). He wants to stay in NYS, but I'm thinking of someplace warmer, although I can't tolerate the heat and humidity. Any stories out there? Thanks.
I lived between 90 to 30 miles outside NYC for about 20 years. I was in Ulster Co. and Rockland Co. It's too snowy and too cold and too humid in the summer.
States and climates are changing. We landed in Asheville because the property tax was astronomical. But it's mixed. The sun is warmer and more intense here. We do not get the snow but it's infamous for black ice. It's also getting crowded here.
90 miles north is Johnson City, (tri-state area) TN. TN is known for their meth houses and if you move into one without knowing it, you could get really sick. Before choosing Asheville, my partner contacted someone in her field near Bristol, VA/TN and that person referred to Bristol as the dark side of the mountain... (I went to my first year of college there and loved the area and hated the school.)
I lived between 90 to 30 miles outside NYC for about 20 years. I was in Ulster Co. and Rockland Co. It's too snowy and too cold and too humid in the summer.
States and climates are changing. We landed in Asheville because the property tax was astronomical. But it's mixed. The sun is warmer and more intense here. We do not get the snow but it's infamous for black ice. It's also getting crowded here.
90 miles north is Johnson City, (tri-state area) TN. TN is known for their meth houses and if you move into one without knowing it, you could get really sick. Before choosing Asheville, my partner contacted someone in her field near Bristol, VA/TN and that person referred to Bristol as the dark side of the mountain... (I went to my first year of college there and loved the area and hated the school.)
(why I think I'd better visit a place before relocating there in retirement)
Yeah you better love snow, snow, and more snow. My folks live in the Finger Lakes and I guess are, er, "inadvertently retired" there for the nonce, and my father's about ready to start cramming the snow back down Mother Nature's neck. The other day he told me the plows are running out of places to mound the snow, and they haven't even had anything heavy in a week or so. It just keeps coming... and coming... and coming...
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.