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I hope to be fortunate enough to be able to live off a pension, in the years between retiring and collecting Soc Sec.
The screw ups and mistakes I read about…...the details of figuring out or worrying about making to much money and having SSA reduce a benefit or having to pay it back……if I don't have to -- I really don't see signing up to invite that kinds of stress.
I hope I can keep it simple. Retire, live off pension for a few years, and by the time I collect SS, all my income will have been years in the past and based on final updated earnings. I definitely don't plan to collect in my first retirement year for which I'll still have earnings.
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