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I did try posting in health insurance but no answers. We end our relationship with Cobra at the end of this month. Although expensive, it was a lot less than when I had ACA, actually, by $500, plus it was a great plan. I started the paperwork for ACA for us and needed the letter from Cobra stating insurance would be expiring. I received it yesterday and it stated that our state of SC has a conversion plan. I called the insurance company, which confirmed this, but they have absolutely NO info on it. Said that they will send an info packet which could take 2 weeks. I tried without any luck to call a few times to try to get some info on this...not only cost but is it the same type of plan we were on? I am afraid I am going to be under the wire here if I don't get it in time. I called an insurance specialist who never even heard of this conversion plan. She stated I have to sign up with ACA timely to protect us for April 1st.
Does anyone have any info on this? Anyone do a conversion plan? Thank you.
I did call an insurance broker...she had no idea. That sounded odd to me if you're in the insurance business! I will call around a bit and see if someone else can offer some insight.
Mathjak, I thought you went on ACA. Did you stay with your old insurer, even though copays/deducts were higher?
From what I am reading on a Cobra conversion plan it just allows you to have coverage without proving you can be insured. The ACA takes care of that so I don't think they are necessary anymore. http://assets.aarp.org/www.aarp.org_...yers/COBRA.pdf
I did call an insurance broker...she had no idea. That sounded odd to me if you're in the insurance business! I will call around a bit and see if someone else can offer some insight.
Mathjak, I thought you went on ACA. Did you stay with your old insurer, even though copays/deducts were higher?
My plan now is UHC.
i have a silver plan bought through a broker rather than directly from the exchange . it is sold directly from the insurer . you can not get subsidy on it though .
i got better terms buying it direct rather than a true exchange plan being i was not going to get a subsidy
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