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Rothbear, if your income is derived from IRA RMD's and taxes are a major issue, you would have done well to stay in PA. Last time I looked (a few years ago), they were to only state to exempt IRA distributions from state income tax.
Naw, don't have to worry about that. Our major income is SS and we will only be taking out about $15K/year in RMD total (when they kick in), so with our total $25K exemption for the 2 of us we are fine. The sales tax and much higher property taxes in PA more than make up for any income tax we might have to pay to DE. Neither one of us has a pension.
But I DO see that the new democratic governor has included a $100 cut to the property tax rebate to seniors in his new budget. Plus I was incorrect about the age it starts. Apparently it is 60 but they want to gradually increase that to 65.
I couldn't live in Florida. It's too flat, flat, flat. Not even a small hill. I would go insane.
It's not quite that bad. Clermont, west of Orlando gets up to about 350 ft and the land rolls around Ocala/Gainesville and in the panhandle. But south Florida and along the coasts; yeah, it is flat.
Has anyone made a decision between these two states as to which is better as far as SS and taxes. Also did you buy into a over 55 community, and which one did you choose and why.
We have been looking in Florida but the sinkholes are in issue in some areas that we like and traffic and heat are also something we are thinking about. SC seems to be a more relaxed area, Conway or Little River look nice
Appreciate all advice.....this is getting very confusing
Have you thought about north Georgia? Some counties do not charge seniors the school tax portion of the property tax. Lots of 55+ communities...levels of amenities vary. You might check out the Canton, GA area.
One thing you need to compare is property taxes, homeowner's insurance, and auto insurance. SC does not charge residents school taxes. School taxes are all paid by 2nd home owners, non-resident property owners, and business property owners. That alone can be a huge savings. Homeowner's insurance in FL is astronomical because they have been hammered by hurricanes and storms over the years. I'd also look into how much auto insurance would be in both states. When we moved to SC from NY, our rates went up significantly.
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Has anyone made a decision between these two states as to which is better as far as SS and taxes. Also did you buy into a over 55 community, and which one did you choose and why. 
