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First objective in my "nevertiree" retirement is a year-long trip around the world ... starting on Thursday.
Depending on this adventure I'll decide on the next goals. Two possibilities are either start a coaching practice or just keep on travelling and sharing the experience.
A great many people avoid living by following plans, goals, and objectives. They experience life as it happens. I am not one of those and instead my modest successes in life have been due to goals and plans. It should be no surprise that we approach retirement differently. Some of us are happy just to reach retirement with a measure of financial security. Instead I had a list of goals. Those included selling the house, taking off full time traveling in an rv, developing skills as a photographer and visual artist. Those goals included achieving a level of recognition and having my work accepted by galleries and museums. I have another whole series of goals involving life long learning and take a lot of formal courses as well as teach. I have simpler goals regarding my hobby, archery and am starting to win competitions. At any age and stage of life I believe in setting goals and striving for a level of achievement and excellence.
I was wondering where you had been - had not seen you post in a while.
For the most part any plan I had never came to be. Something (life) interfered. I live day to day and enjoy as much of it as I can.
As many of us have experienced, I have been hurt too many times to count on anything. But I have learned to trust God. I didn't like him for a while, but I got over that. Now that he is in control, I do not worry anymore.
I am 56 yo and the concept of retirement is coming into focus. I would be really interested to know from those either in the same situation or already there:
1. What are your top 3 objectives in retirement?
2. What are your top 3 challenges in achieving those objectives?
3. What are you doing about the challenges?
Any input gratefully received!
I'm in similar circumstances.
1. a. Retire as planned, with pension in order.
b. Maximize savings and educate self (and Mrs.) about finances as we plan forward. Pay off mortgage.
c. Live an enriched, active life in multiple places around the globe while holding family and friends close to heart.
2. a. I've got a handful of years to work yet.
b. I have a child who will graduate high school the year I plan to retire.
c. Money (see 2.b.).
3. a. I think one year at a time and try to grow and enjoy as much as possible.
b. See 3.a.
c. We live within means mostly. Both wife and I have pensions, 403b's, and IRA's in addition to a 529.
Another challenge that is significant is making sure wife and I are both happy with our choices moving forward.
Move to a one story house
Determine the location to move to
Travel more
Challenges:
Finding a home within a price range we are comfortable with.
Husband and I agreeing on where to move. Huge challenge since we want different things.
Compromising. Compromising, and compromising.
About the challenges:
Periodically look at various locations to only realize I don't want to move from where I have lived for over 50 years. And trying to keep an open mind for my husband and understand his wants for relocating. Taking a step back and just not overthinking it or worrying about it. When the time comes we will find the right place and home (I hope).
I'm currently watching the videos of "Graham the Hobotraveller" and I find he is giving terrific advices to people who like me want to snowbird or expatriate themselves when they retire (for me it's getting "dangerously " close, 2018):
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