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Many people I know are retiring on that. As long as you have low property taxes and are frugal, it can be done.
Having a pension source would make a huge difference too. The quarter-million will only generate about $10K per year in income at the "old" common withdrawal rate of 4%.
$10K from investment income and $15K from Social Security (OK, this is a SWAG for a low to moderate income career) is not a lot of money to support yourself. A spouse who also had a full time low to moderate income career would bring in an additional $15K, giving the couple $40k annually.
$250k will not get you anywhere near a comfortable retirement. even with ~$25k of SS PA. IMHO one needs at least $2m in savings PLUS a paid for home to really not have to worry. Just my Opinion, I could be wrong.....
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