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Yes- very sad. A local Diocese is conducting a capital campaign for a retirement home for priests. I didn't donate. Wonder what they're doing for the nuns. Most of the ones I know (I re-connected with a few at school reunions) left the convent. The one who married an orthodontist and lives on Cape Cod seemed to be doing well!
My mother had a friend who was a beautician- she'd had a couple of marriages but none that passed the magic 10-year mark. Apparently she also worked off the books a lot- most salons rent space out to you and you're an independent contractor, so they don't deduct SS. Not sure how she got away with it (you'd think the salon would have reported her share of the income to the IRS) but when she decided to retire at 62 and collect SS, she didn't have enough quarters worked to collect anything.
I've heard of many who work off the books and don't pay taxes. Some think they are beating the system. But when you haven't paid Social Security taxes, you don't get Social Security.
I was reading a thread on one of those neighborhood sites -- let's call it DoorNext.com -- with people from my former town in CA complaining about how hard it is to live there with rents and prices escalating the way they are.
One woman commented that her career was as a preschool teacher at a church, so she has no pension, no Social Security and no Disability! Being an atheist, I'm not familiar with parochial schools but if they employ teachers, are they really exempt from making contributions to Social Security?
Stockholm Syndrome. Kidding. But I'm leaning that way.
CA of ** ALL PLACES ** with all the jobs partaking in CalPERS, I'm sure there's something within driving distance she could apply for!
Churches and qualified church-controlled organizations that are opposed, for religious reasons, to the payment of social security and Medicare taxes may elect exemption from the payment of the employer’s share of these taxes by filing this form.
Yikes. I wonder if she also doesn't get Medicare. Probably qualifies for Medi-Cal, though.
The churches that claim an exemption must state that they are opposed to all government assistance, so that includes rejecting Medicare. Also, they have to show they care for their members within their sect. "First, the religious organization you belong to must make the short list of those that are officially recognized by the federal government for taking care of their own. The organization must have been in existence since Dec. 31, 1950, and it must have consistently provided for its members during that time. Mennonites and the Amish are good examples. You are not able to just launch a new faith and say you’re opposed to accepting help from the government so you can claim a Social Security exemption."
The churches that claim an exemption must state that they are opposed to all government assistance, so that includes rejecting Medicare.
Expanding on this a bit...Is it true that the exemption applies to SS and Medicare but churches are still required to do federal withholding for employees (and state in some cases) and generate W-2's at the end of the year? (I may have misunderstood what I read) Those employees are responsible for paying the full amount for SS and Medicare just like anyone who's self employed.
I would very gladly take a job for which neither my employer nor myself was required to pay into a government ponzi scheme. If I ever retire, and if by some miracle Social Security still exists when I do, I would not take it anyway.
Quote:
Originally Posted by Ralph_Kirk
Well, frankly such churches are not very Christian, either:
Timothy 5:8, KJV: "But if any provide not for his own, and specially for those of his own house, he hath denied the faith, and is worse than an infidel."
Paul's first letter to Timothy refers to a destitute widow being the responsibility of her own family before she is the responsibility of the church at large. That's rather the opposite of the meaning that you're attempting to give to it.
I would very gladly take a job for which neither my employer nor myself was required to pay into a government ponzi scheme. If I ever retire, and if by some miracle Social Security still exists when I do, I would not take it anyway.
Hope you make a fortune all by yourself. Otherwise that's a pretty dumb attitude.
Do you live in Alaska? Are you taking your share of the oil profits they give to all residents? How young are you?
I would very gladly take a job for which neither my employer nor myself was required to pay into a government ponzi scheme. If I ever retire, and if by some miracle Social Security still exists when I do, I would not take it anyway.
No problem. All you have to do is refrain from doing any sort of work where FICA and Medicare are withheld from your paycheck.
Of course, that means you'll never have much of a career or make very much money. But hey, be bold. Stick it to The Man.
I would very gladly take a job for which neither my employer nor myself was required to pay into a government ponzi scheme. If I ever retire, and if by some miracle Social Security still exists when I do, I would not take it anyway.
Paul's first letter to Timothy refers to a destitute widow being the responsibility of her own family before she is the responsibility of the church at large. That's rather the opposite of the meaning that you're attempting to give to it.
But right here, my point is that megachurches all have expert financial managers. Those expert financial managers are perfectly aware of what a working woman should be doing financially in order to prepare for her old age.
The financial managers in that church know that unless they are paying that woman enough money and unless she is carefully funding her own retirement and unless the church is matching her funds--then they are screwing her.
The financial managers in that church know how money works. They know they are screwing her.
They know they are going to leave her destitute in her old age.
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