In retirement, what budget items did you underestimate or overestimate? (relative, coverage)
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Even with our upgraded Cobra dental...a first visit to a new local dentist...they completely up selled us...prescribing deep cleaning (????) and procedures my former dentist did not identify as being necessary- to the tune of $2500. This is a racket. I had the cleaning but walked away from the rest. I miss my old regular dentist ( in another state).
I had a deep cleaning/scaling/root planing 15 years ago. It saved my teeth and my gum pockets healed. Haven't needed any periodontal work since then, hallelujah.
I don't know what other dental pros are calling "deep cleaning" though. Could be anything.
I have a bridge that cost me $6k in 2001. It was only supposed to last 9 years but it's still going strong at 18. So I guess if I amortize the cost, it's really not that bad. $6000/18 = $333.33 per year for a nice smile.
Dang I better add some $ to the dental budget. You guys are scaring me.
Yes, you should be very concerned at a minimum. I need an implant but first need a sinus lift and a bone graft. At least $5000 just for the prep work and then wait a few months to see if it all takes.....then more expenses to finish the job.
Last edited by CentralUSHomeowner; 07-24-2019 at 11:58 AM..
Cable. We live in an area with only one cable provider, Optimum. We are paying $275 a month for internet, phone and premium channels on 3 boxes. Started at $129 a month for the same services 12 years ago. Nothing else went up at that rate.
Cable. We live in an area with only one cable provider, Optimum. We are paying $275 a month for internet, phone and premium channels on 3 boxes. Started at $129 a month for the same services 12 years ago. Nothing else went up at that rate.
Holy cats! Where do you live?
Our expenses:
Internet= $45: Phone= $3 a month for 30 minutes...then .10 a minute (T-Mobile);Satellite=$76 Directv includes HBO and 2 boxes.
Southern N.J. Optimum keeps raising the rates once or twice a year and has no competition in our neighbrhood so we are stuck. I guess Verizon or any other cable providers aren't willing to bring service into our area a cul de sac with about a hundred homes, surrounded by woods on three sides. Considered a dish but don't want holes in the roof. When you have two services competing, they cut costs to the subscriber. When they have a monopoly, you are screwed.
Quote:
Originally Posted by mlb
Holy cats! Where do you live?
Our expenses:
Internet= $45: Phone= $3 a month for 30 minutes...then .10 a minute (T-Mobile);Satellite=$76 Directv includes HBO and 2 boxes.
At 275 a month I would look into Youtubetv, PlayStation Vue, Sling or one of the many streaming options and cut that cable cord
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