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Working later in life can pay off in more than just income
June 1, 2018
Benefits such as mental stimulation and social engagement are associated with staving off chronic disease.
We've lost 10 people in our small tourist town of 130 full timers in the last 4 months.
Most of the homes here are vacation homes so I am not counting the part timers.
All 10 people were retired, middle-higher income. We live in a County with the cleanest air and water
These people did not exercise
We have very few low income folks here, and most of them are Mexican. We are probably the only other lower income people residing here but no one knows we are low income.
These people work beyond Full Retirement age doing Seasonal jobs in our town- Cleaning the Inn rooms, waitressing, cooking, etc. They all live downtown in an old hotel which sports many different apartments
These Mexicans appear in shape. I see them bike riding with their kids/grandkids, playing ball in the park, swimming in the lakes/rivers. Appearing very happy. They are very active but tend to keep to themselves, overall. The Mexican lady who cleans our house said their family hardly ever sees a Doctor. We don't talk much since she doesn't speak English really well. Their Medicaid/Medicare bills have to be quite low. They are one HUGE family from Mexico, maybe 30 people or so. Been here for about 25 yrs+, all legal.
During the winter, when they are often not working (spouses are in construction), many people stop by their place to buy their homemade Tamales/Burrittos, Rice etc. Town shuts down during winter due to the heavy snow so we have no restaurants except on weekends.
For those who are not exercising, which are most people...
It seems best to work a somewhat physical job if only for the heath benefits in retirement. Thoughts?
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Last edited by Pip-Squeak; 02-04-2023 at 11:05 AM..
You are being selective in your interpretation of ideas mentioned in the cited article.
There are studies that conclude that working in later life is not always beneficial.
"Working past retirement age might not be beneficial to health for everyone, however. For example:
Suffering stress on the job has long been recognized as a risk factor for coronary artery disease and stroke.
If your job is physically demanding, you may have an increased risk of injury.
If you feel your job lacks meaning, if you're bored, or if you feel "burned out," that may add to stress or affect your mood.
It's not surprising, then, that a number of studies have found health benefits to retiring. For example, a 2010 study of 14,000 people, published in The BMJ, found that retiring was linked to a substantial reduction in mental and physical fatigue and depressive symptoms."
In conclusion, working past FRA may be helpful. And working after FRA may be harmful.
As many of the discussions end on City-Data, it depends on the person.
I retired a year before the ideal time financially because of stress and overnight hours. I was afraid of dropping dead at the job. Now, five years in, I still feel like I am trying to recover from working. Have nightmares about it.
I retired a year before the ideal time financially because of stress and overnight hours. I was afraid of dropping dead at the job. Now, five years in, I still feel like I am trying to recover from working. Have nightmares about it.
I can't imagine working overnight being good for anyone's health. So glad you retired a bit early
I am looking forward to living an active retirement lifestyle. Engaging in fun activities that I want to do rather than doing what has to be done at work sounds like a plan to me. When you have an active, physical job it tends to wreak havoc on your body over time - all of the repetitive movements, the inability to take a break when you feel that your body needs one, etc. It takes it's toll.
In retirement you can vary what you do - bike ride one day, water aerobics the next, golf, a fitness class, a walk on a nature trail - sounds like a plan to me!
I can't imagine working overnight being good for anyone's health. So glad you retired a bit early
Can I ask what you did for a living?
Charge RN at night at a big psychiatric hospital outside Boston. #1 in the country per U.S. News and World Report, and as safe as a place can be, but it also took extremely ill people to treat. I worked as a float, that is, worked all of the 11 specialized units, wherever more staff was needed. Got a great pension, too.
I retired at my FRA and took social security because my very physical job was really taking a toll on my body. I really enjoyed the work, the benefits, and their insurance, but I couldn't hack it anymore. I could have gotten a different job within the company, but I enjoyed the freedom my position gave me. I would have liked the extra income, but I don't think my body could have survived if I had worked until 70, at that particular job. For now, I enjoy my time being retired, and I feel super lucky being in a position financially where I didn't have to work anymore.
I sometimes think about working again when my caregiver time is over. Part of it is not being sure what to do next. All the plans I had evaporated with the incapacitation and terminal diagnosis of the one with whom I had the plans.
The company I worked part time for after I retired from my "real" job still has me on their website as part of the staff. They would like me to return. Fun job, good money. I have also gotten a call with another job offer within the past few months, but full-time, and I don't think I want to work full-time again.
Might be a good place to park my life while I think about what is next. Then again, I am aware that I could keel over from the stress of caregiving and its isolation before my bf does. Ya never know. Some days I think I would welcome it.
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