Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Thread summary:

Retiring soon, looking for ways to save money, not eating out, making own meals, coffee mugs, wash clothes in cold water, tea versus coffee, work for barter, local thrift store shopping, exercise outdoors

Reply Start New Thread
 
Old 03-19-2009, 04:31 PM
 
70 posts, read 263,235 times
Reputation: 134

Advertisements

I'm always looking for ways to save money, no matter how small. And since I'll be retiring soon every little bit helps.
I'll start:

Coffee- If you bring in your own cup/mug(or the used paper cup from a previous visit) to 7-11 you get a refill of up to 24 oz. for $.99. Reg. price is $1.39
McDonald's has senior coffee for 45 cents for a 12 oz. cup.

I know I could save more by making my own coffee but I can't make decent tasting coffee at home.

McDonald's(I love their $ menu!)- On the occasion I 'splurge' and get a hot fudge sundae, I always ask fot the peanuts. They come in a bag. I use the peanuts on a tossed salad for dinner.

Who's next??
Reply With Quote Quick reply to this message

 
Old 03-19-2009, 05:35 PM
 
Location: DC Area, for now
3,517 posts, read 13,262,871 times
Reputation: 2192
Making your own meals and not eating out is a big saver. Shopping from only the perimeter of the grocery store is not only healthier but cheaper too. Processed, prepackaged foods are very expensive.
Wash clothes in cold water. Turn on only cold water for all those half a second rinses unless you really need it hot.

Funny about the coffee. I have trouble finding it at shops as good as I make it.
Reply With Quote Quick reply to this message
 
Old 03-19-2009, 05:52 PM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
34,722 posts, read 58,067,115 times
Reputation: 46190
Since I already live-on-the-cheap <$200/month for all discretionary and food spending, and drive a $35 car that gets 50 mpg on used cooking oil....

I'll comment on the FREE theme...
  1. volunteer ushering for concerts / plays
  2. volunteer gardening / security / tour guide to get free admission to other venues (National historic sites, themed parks and gardens, science museums, sporting events, concerts).
  3. Relocating cars / motorhomes / buses / boats for free travel. - (Keep your commercial driver's license and passport current)
  4. Volunteer cooking for free food - (senior dinners / fund raising benefit cooking / soup kitchen / hosted receptions... Keep your health card current)
  5. Work for 'barter', especially for farmers who have meat, produce, and milk. (I need to talk to my insurance agent about this.... and the tax assessor, maybe cleaning parks and public toilets? and my ISP )
  6. Enjoy 'free' days at museums, rehearsals, the city dump
Surely I missed some!, Let me know, I have cabin fever and need to get out
Reply With Quote Quick reply to this message
 
Old 03-19-2009, 06:34 PM
 
5,089 posts, read 15,404,810 times
Reputation: 7017
My beverage of choice is tea--hot tea, cold tea, generally black tea but green tea is nice sometimes. I do not buy any pre-made teas drinks and I do not buy any expensive flavored tea bags. I buy black tea and green tea. I do buy bulk loose tea and the less expensive tea bags; preferably with no tags.

I make plain tea but sometimes I like a flavored tea. What I do is buy, a variety of preserves, when I make a flavored tea I steep some of the preserves with the tea. Red Raspberry is my one of my favored. Black Raspberry is nice. Apricot is interesting. Strawberry has a nice tart taste. Orange Marmalade is wonderful. Any fruit preserve will work. Apple jelly with a little cinnamon can make a very nice apple tea for a cold day and you do not have to strain fruit jellies.

What I do is pour some hot water from the tea into a cup and add the preserves and then stir to break it up. I then add it back to the steeping tea pot. I then strain the tea, it will remove the larger fruit pieces and the seeds from the raspberries. Add a little sugar or honey, as desired, and you have the best flavored teas and it is much cheaper than buying the expensive bags. When you make the flavored teas, use the less expensive tea bags because the fine taste of bulk good tea will not be noticed. It works very nice with green tea or a mixture of green and black tea.

Generally I make a pot because I start the day with hot tea and the chilled leftover flavored tea is wonderful over ice with lemon. It is a good idea to put the tea in a mason jar, leave a little room for ice and refrigerate. When you are ready, you have the tea in a great container with the mason lid, which works great when you take the tea outside, or when you drink at your computer--just like a store bought container.

I have even tried to make tea with orange rind and lemon rind and steep it with the tea. That works good with the leftover rinds from eating the fruit. It is not quite as good a Earl Grey which of course is made with the oil of Bergamot, an oil from a very astringent orange variety--but it can come close, if you peel the rind without the white.

We tend to think of lemon with tea but I have used limes, when they are cheap and lemons expensive--great for a cold tea. Also, why not a cut of a nice juicy orange, it works nice and looks great as a garnish on the glass.

The idea of adding preserves to tea is very common in Eastern Europe and Russia, so it is really is not an original idea. Of course any tea can be flavored any way and you can easily make your own spiced Chai tea by experimenting with the spices that please you.

You can also use any of the flavored syrups you would use in a bar for coffees or drinks, if you have that available. I would not buy it specifically for tea because of the expense but if you have it, why not. In addition, any cooking extracts, oil of lemon, orange, anise, vanilla etc. can be an interesting combination for any flavored tea.

Why not??? That is exactly how these flavored teas are made--steep some flavor in a big vat with tea, bottle it and sell it for an overpriced amount.

Livecontent
CIA Graduate, long ago and far away--another time in my life

Last edited by livecontent; 03-19-2009 at 06:44 PM..
Reply With Quote Quick reply to this message
 
Old 03-19-2009, 07:59 PM
 
Location: Sarasota Florida
1,236 posts, read 4,048,960 times
Reputation: 1244
Talking My frugal tips..........

Here are my personal budget-cutting tips - maybe not acceptable by everyone, but it works for me and I save lots of $$$$$ !!

I absolutely DO NOT eat out at fast food restaurants. I DO NOT SMOKE. I do not buy or consume soda pop or bottled juice. I don't buy prepared deli-food. I don't purchase any junk - like chips, donuts, processed food, etc. I don't drink beer or wine or other alchoholic beverages. I save lots of $$ by shopping at Walmart.

I shop for all my clothing at local thrift shops (except shoes & underwear). I don't buy fancy electronic equipment, large screen TV, jewelry.

With all the $$$$ I save on a daily basis, I don't mind spending on my own personal luxuries: membership in the best Fitness Center in town, eating out at my favorite Thai restaurant twice a week, staying at upscale lodging when I travel.
Reply With Quote Quick reply to this message
 
Old 03-19-2009, 11:27 PM
 
Location: Knoxville, TN
2,171 posts, read 7,663,459 times
Reputation: 1537
I eat more tofu, rice, veggies. I shop more at the new Asian supermarket in town. Much better prices and lots of stuff to stir fry cheap. Ethnic food in general is much cheaper than the typical American diet.
I shop bargains, especially meat that's reduced because it's at or near expiration date. That gets plastic bagged and thrown in the freezer.
I shop online for deals and freecycle.org. I shop online outlets. Landsend.com and eddiebauer.com have some of the best deals.
I bake my own artisan bread. I love ciabatti but it's pricey. I can whip up a couple of loaves for a lot less. Same with focaccia and home made pizza dough. Then I can splurge on good cheeses and olives and fresh mozarella.
I buy a lot less books and spend more time at the library. I've discovered I don't need to join a gym to workout, that the city and county offer excellent facilities for free.
Reply With Quote Quick reply to this message
 
Old 03-20-2009, 12:31 AM
 
5,089 posts, read 15,404,810 times
Reputation: 7017
Quote:
Originally Posted by knoxgarden View Post
I eat more tofu, rice, veggies. I shop more at the new Asian supermarket in town. Much better prices and lots of stuff to stir fry cheap. Ethnic food in general is much cheaper than the typical American diet.
I shop bargains, especially meat that's reduced because it's at or near expiration date. That gets plastic bagged and thrown in the freezer.
I shop online for deals and freecycle.org. I shop online outlets. Landsend.com and eddiebauer.com have some of the best deals.
I bake my own artisan bread. I love ciabatti but it's pricey. I can whip up a couple of loaves for a lot less. Same with focaccia and home made pizza dough. Then I can splurge on good cheeses and olives and fresh mozarella.
I buy a lot less books and spend more time at the library. I've discovered I don't need to join a gym to workout, that the city and county offer excellent facilities for free.
Excellent Ideas about ethnic markets. I avoid Whole Foods and all the expensive gourmet shops that carry overpriced foods. I shop at the ethnic markets in the poorer neighborhoods vs. the shops in the upscale neighborhoods.

Here, in Denver, there is a large Hispanic, Mexican and, South American Culture. There foods are less expensive in their ethnic stores. I am able to use these foods to create good Southwestern and Hispanic dishes. It is nice because this culture likes many different types of fresh vegetables and fruit and is widely available from their warm weather countries. This combined with the less expensive beans of the southwest can provide an economical and healthy diet.

The Mexican business community also has good contacts and sources in Mexico, South America, Central America, California and the Southwest for premium produce. These excellent products and reduced costs they pass on to their ethnic retail markets.

The Asian influence is growing rapidly in Denver and their are a number of Vietnamese, Korean, Laotian and Chinese Markets that I frequent. I find I can create a good fusion cuisine with all the cultures for less expensive and healthy meals.

However, you have to be willing to try different foods and experiment. Unfortunately, many people are just tied to a meat and potato diet and will never shop in an ethnic market.

Livecontent
Reply With Quote Quick reply to this message
 
Old 03-20-2009, 03:10 AM
 
106,675 posts, read 108,856,202 times
Reputation: 80164
Cheapskate has tips for saving $20,000 a year - CNN.com
Reply With Quote Quick reply to this message
 
Old 03-23-2009, 08:57 AM
 
Location: Mississippi
114 posts, read 419,494 times
Reputation: 82
I have enough dishes to last a year, so once a year I put all my dirty dishes in the back of my pick-up truck and go to the car wash. I have to work fast, but for 25 cents I can get my truck and dishes washed. I then leave my truck parked in the driveway and wait for the rain to rinse everything off. Okay, I made this one up, but I would do it if I had a pick-up truck.
Reply With Quote Quick reply to this message
 
Old 03-23-2009, 09:09 AM
 
Location: Mississippi
114 posts, read 419,494 times
Reputation: 82
Some people use toilet tissue for Kleenex. I use paper towels for both, and wash them and re-use them. I have been using the same roll of paper towels for 12 years. My neighbor said that she didn't know you could buy them in yellow.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement

All times are GMT -6. The time now is 05:04 AM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top