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Old 05-16-2017, 06:11 AM
 
Location: Great Lakes Region
104 posts, read 70,192 times
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It snows, but have you thought about southern MI? We have a lot of small lakes in the southern counties and VERY affordable property/land. It's rural, largest cities in the county run less than 15,000 residents. A 12hr drive away from FL, 3 hours between DET and CHI [when you feel the need to venture into the city]. 2 hour drive to Cedar Point and 1-3 hours away from most Sandy Beaches on the shore of the Great Lakes. This is a basic overview but something to look into!
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Old 05-16-2017, 07:18 AM
 
Location: Dallas
5,647 posts, read 5,129,849 times
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Lots of inexpensive land in the NE part of Mississippi, and it's pretty country. I rented a a 3 BR home with a barn and workshop outbuilding on 5 acres that my landlord wanted to sell to me for 50,000.

OP, you haven't mentioned if you'd need to find work. Too often rural areas with low cost of living means a real shortage of jobs - which is why I didn't end up staying in MS.
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Old 05-16-2017, 08:17 AM
 
3 posts, read 1,721 times
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We live in Missouri and love this beautiful state! Missouri has decent weather, beautiful scenery, and is the only state in the union where the rocky mountains end and the appellations (sp?) begin. It also has the lowest taxes and cost of living in the union!
We are also in our 50's, live in a 1800 sq ft home and are very active. Living on an acre of land gives us plenty of room to spread out, raise our livestock, and horseback ride along the rivers edge in the evening. We are selling our home and moving to family land a few miles south of us to take care of our elderly parents.
If Missouri interests you, i have a home for you to go to!
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Old 05-16-2017, 08:45 AM
 
Location: southwest TN
8,261 posts, read 15,315,458 times
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Quote:
Originally Posted by DubbleT View Post
If you google 'tax burden by state' and click on just about any of the results (some are more reliable/legit sites than others) TN is usually somewhere in the bottom five, NC is generally middle of the pack between 25 and 30, CT in the top ten. TN has no real income tax (other than a tax on dividends) but a pretty high sales tax, although the governor just passed a bill that will decrease tax on food while raising it a bit on gas. Property tax varies but generally outside of city limits they are usually quite low, compared to some other places they are ridiculously low. My 1100 ft, 85k house inside city limits runs a little over $900 a yr in property taxes, if it was located outside city limits it would only be around $500 a yr.
When I bought our house in SW TN, taxes on our 4 acres outside of city limits (called - in the county) were just slightly over $260 per year. They have gone down - the house aged even though we put on an addition (turned carport into a living room), added a 1200 sq ft deck and a pool, and added 2 storage buildings (8x10 and 8x12), added an on-ground storm shelter, and replaced the roof with a metal roof. Of course, we pay for garbage pick-up, around $10/mo. (current estimated value is around $80K). Our county offers seniors low-cost AirFlyte for around $25/yr.

Quote:
Originally Posted by aquietpath View Post
Lots of inexpensive land in the NE part of Mississippi, and it's pretty country. I rented a a 3 BR home with a barn and workshop outbuilding on 5 acres that my landlord wanted to sell to me for 50,000.

OP, you haven't mentioned if you'd need to find work. Too often rural areas with low cost of living means a real shortage of jobs - which is why I didn't end up staying in MS.
MS does have a state income tax, unlike TN. Sales tax (yes, on food - it's a southern state thing) is slightly lower than TN but not enough to make the trip over the border to save unless it's for big ticket items. I go to Corinth, MS once a week but not to save on tax, it's to get the only REAL pizza outside of NJ/NYC.

MS is in the same boat as TN when it comes to jobs - pretty dismal. But for retirement, it's not bad. Yes, there's a lack of upscale dining and entertainment - at least compared to NYC and the area. We had that and don't miss it.

When we lived in NYC, I put about 8K miles a year on my car - that includes some long trips - Myrtle Beach, WI, Boston. We bought a new vehicle 1.5 years ago and already we have 25K miles! Nothing is nearby, you can't walk anywhere, and there's no public transportation. So that is the one area that the south costs more - but car insurance is nothing.
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Old 05-16-2017, 09:37 AM
 
258 posts, read 178,539 times
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Anywhere east of the Mississippi, the souther you go, the milder the winters and the hotter more humid the summers. It's a very simple climate pattern, compared to the other half of the US, where precipitation and elevation figure much larger than latitude. You just have to decide which you hate more . . .

Stay out of the big city spheres of influence, and east of the Mississippi it's almost all comparatively reasonable-cost land and small towns.

A factor you've left out is culture. The culture of Arkansas might be startling to a New Englander, for example. I might suggest spending some time in the places you are considering and getting to know the culture a bit.
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Old 05-16-2017, 09:59 AM
 
Location: Bakersfield, Ca
1,911 posts, read 1,447,230 times
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Quote:
Originally Posted by Greg10556 View Post
Waco, TX is a decent size town, but also a lot of rural areas around it. Housing prices & land prices aren't too terrible. I've spent a little time in Waco & Fort Worth, and if I were to move to either, I'd choose Waco
Do not go to Waco , whatever you do . Don't do it . I was born and raised there 4th generation and I got out as soon as I could at 18 ( 1980) the only reason I would go back was a relative that died 2 years ago and now I never again have to be there .
It's fine if you want to eat , go to church and eat some more and go to another church . Small minded bigotry runs rampant . It's cheap alright - for a reason . BIG divide among the 2 classes . Very loaded and small minded silent bigots or you have extremely poor and small minded ( ignorant) in your face bigots. You will have to lock your bikes up tight - especially out in the country .

I have lived on farms and in very big cities like I do now as I do ALOT of work with horses and I am 54 close to your age . I will soon sadly- VERY SADLY - be priced out of Seattle and I am probably headed to Sonora Ca but if not , I would certainly give NW Ark, Mo , Tenn a shot . Ark and Mo still have some very reasonable priced places. I know what you mean about WV it IS very pretty there .
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Old 05-16-2017, 10:28 AM
 
Location: I is where I is
2,097 posts, read 1,623,343 times
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Quote:
Originally Posted by DutchessCottonPuff View Post
Do not go to Waco , whatever you do . Don't do it . I was born and raised there 4th generation and I got out as soon as I could at 18 ( 1980) the only reason I would go back was a relative that died 2 years ago and now I never again have to be there .
It's fine if you want to eat , go to church and eat some more and go to another church . Small minded bigotry runs rampant . It's cheap alright - for a reason . BIG divide among the 2 classes . Very loaded and small minded silent bigots or you have extremely poor and small minded ( ignorant) in your face bigots. You will have to lock your bikes up tight - especially out in the country .

I have lived on farms and in very big cities like I do now as I do ALOT of work with horses and I am 54 close to your age . I will soon sadly- VERY SADLY - be priced out of Seattle and I am probably headed to Sonora Ca but if not , I would certainly give NW Ark, Mo , Tenn a shot . Ark and Mo still have some very reasonable priced places. I know what you mean about WV it IS very pretty there .
I find this rather interesting. Because in Seattle, it's nothing but liberal elites, and if you don't agree with them, you're automatically a racist & bigot. Talk about divide, Seattle has a divide of its own, and follows in the footsteps of everything San Francisco does ( I live in SF, hate everything about it).

The time I spent in Waco, I enjoyed and never had problems. Maybe it's because I'm from a rural country area, I'm not sure.
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Old 05-16-2017, 07:45 PM
 
Location: Eastern Washington
14,806 posts, read 46,099,152 times
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Quote:
Originally Posted by WouldLoveTo View Post
I have lived in CT all my life, as has most of my family. For just as long I have dreamed of owning a farm, or at least property with land, which is something I believe I will never be able to afford in CT. I have always hated winter but I do love the outdoors so I really struggle with continuing to be active when it's snowy, and the past 5-7 winters have just held on forever it seems.

Up until a few years ago, I didn't even realize that some states do and do not tax retirement income so I have another reason for wanting to leave. Capital gains tax is another thing I need to think of.

I am now 52 and still very active. Pretty much all I want to do with my free time is work on my house and mountain bike. I have many friends in their 60s and 70s still riding (and racing!) so I expect to be doing this for quite some time.

I saw a thread back in March and this would be similar in that it's an upsize, not downsize. I am currently in a 1440 sq ft house and don't really care about the size of any house where I move, except I do want land (space from people) and outbuildings. Both of us are interested in cars and would love the space to work on what we have or at the very least, keep them under cover.

I would prefer to stay east as the majority of our families are in the northeast. New England, pretty as it is, is not an option (too cold too expensive). I may consider something further west but am really more comfortable east.

I love old (1700s) houses but know the further south and west I get, the newer they tend to be (though I have seen some fantastic 1800s cabins with land)

I am a little lost on climate nuances the further south I get, although we used to camp a lot as kids.

At this time I think we need to start visiting states and seeing what we may or may not like.

Possible states that I've considered or have been told about:
TN - sounds pretty ideal
KY - too much winter in some areas? No idea about taxes
NW GA - couple of people have mentioned this for rural and mountain biking
NW AK - supposed to be phenomenal for biking but I fear it's too "up and coming" and I don't want to find myself back in CT like conditions in 20 years.
WV - I have visited a number of times since 2007 and love it for all reasons except for snow. I had to cancel a weekend trip there in 2008 due to a 9" snowfall in October.
AL (?) - Someone posted somewhere recently that they left TN for AL because AL was not as wet as TN. That surprised me.
SC (?) - seems to be a current hot place for CT people to leave to - worth looking at? I know many are ending up in HOA subdivisions which is the exact opposite of what I want.
OK panhandle - someone said here recently that it is dry with mild winters and away from tornado alley??

I would say coastal regions are out due to higher COL.

I also read from another acquaintance who left NY for Indiana that she was loving the warmer weather. That also surprised me. I have friends who moved to NM and love it. Probably further away than I want to go but I'm open to suggestions.

Ideals:
Land of course - at least 10 acres but I've also seen 20-100 acre properties that have interested me a lot. I have a friend with 60 and am familiar with the size of the property and it's not overwhelming to me. I actually found the 60 acres to be smaller than I expected.

Rural/small town. I realize we're not going to be driving around the corner to the grocery store. Yes, it will be an adjustment but I'm confident we can handle it. We don't go out much. We'd probably prefer a nice mom & pop restaurant to a major chain. I abhor shopping in general and malls give me panic attacks.

Neither of us are religious. It doesn't bother us what anyone else does but we do not spend Sunday or any other day in church with others and it would be nice not to be shunned in town for it.

Gun friendly would be great - essentially we'd like a live and let live culture.

We'd like to be able to do simple repairs (fix a fence or a roof on a building) without someone turning us into the authorities.

Basements? We're used to them but I think south of the Mason Dixon line they are few and far between? Not a deal breaker.

Collecting rainwater and silly things like that. I can't believe this has to be mentioned but I know some states are putting their feet down. Mostly confined to out west right now?

Animals? Right now we just have indoor animals but I'd like the option for more. Chickens, goats, sheep? This is why I want definitive farming areas. We've talked about doing animal rescue. Nothing solid but it's in the back of my mind.

Emissions? Car inspections? Would prefer less restrictions. And seeing as cars get eaten away by salt here, please a place that either shuts down when it snows or uses something a bit more friendly to vehicles.

For me, CT is too cold and snowy in the winter. Summers are humid but I like that over cold. I don't use much AC despite that.

My SO can deal with warmth but he doesn't like the humidity as much. This is where I get more stuck with climate nuances. If it were just me I'd plunk my butt in a southern state and be done with it.

Funding and work is a whole other topic - right now I'd like to try and narrow down some areas to research.

I did buy "Finding and buying your place in the country" but have not gotten too far in it yet, I'm sure there are many more things I'm missing.

Sorry this is so long! Any ideas would be fantastic. Thank you! (I will probably be messaging a few of you whose posts I've admired all these years I've been reading here!)
Actually eastern Washington State has most of your desiderata. Notwithstanding last winter, which was cold and snowy, usually winter here is not too bad, definitely live and let live, dry climate, gun friendly.
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Old 05-16-2017, 08:13 PM
 
186 posts, read 148,848 times
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Yes, Ct and New England can be humid but it is pretty much just July and August. South of Virginia it is very hot and humid, besides the mountains and the coast, for many many months. I think eastern TN , western NC and Nw Arkansas would be likely places to explore further.
I am sure the good people of Texas are very nice but the right centered politics and mindset would be a consideration. Most of Texas is very hot too, not conducive to an outdoor life style.
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Old 05-17-2017, 07:39 AM
 
Location: In the Pearl of the Purchase, Ky
7,865 posts, read 13,318,708 times
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You should check out Kentucky. Your retirement isn't taxed, and taxes aren't bad. I'm in the western part of the state (about 30 miles from the Mississippi River and 25 miles from the Ohio) For your mountain biking, there is the Land Between the Lakes National Recreation Area. https://www.landbetweenthelakes.us/ There are over 500 miles of hiking and biking trails in this 170,000 acre area The LBL is land between Kentucky Lake and Lake Barkley. Kentucky Lake is the largest artificial lake by acreage (160,000+ acres) east of the Mississippi River.
Some of the things you're wondering about...
Ideals:
Land of course- My step daughter and son in law bought a 3 br 2 bath house on 14 acres for $120,000. They are 10 miles from the small town of Cadiz. Son in law just retired from the Army at Ft. Campbell, Ky., and just had about a 25 mile drive to work. I can tell from experience, if you live in the Cadiz or Hopkinsville area, you will hear the training from Campbell from time to time. Plus many helicopters flying over. If you buy land with lake frontage, you'll pay quite a bit more than away. Was just looking at realtor.com to give you an ideal of home prices in this area and found something. There is 31.66 acres for sale near where I live (Mayfield), for $89,500. No buildings on it though. http://www.realtor.com/realestateand...6_M47552-82054

Rural/small town- Most of the small towns around here are 10-15,000. Every area has it's "hub town" where most people go to shop, go out to eat, etc. Ours is Paducah. Paducah and Hopkinsville are the closest malls so you won't have to worry about them everywhere. Mom and Pop groceries are a little harder to find these days but there are a few around. We have some good local restaurants that keep busy in the mornings with the coffee drinkers. I hate to tell you but just about every town here has a Walmart.

Neither of us are religious.- No problem. This area is part of the Bible Belt, but you won't be "shunned". You'll still have people invite you to something going on at their church but won't hold it against you if you don't go.

Gun friendly would be great-No problem. You'll see people "packing" just about anywhere you go.

We'd like to be able to do simple repairs- Most counties don't have zoning laws. In town is different.

Basements?- I imagine you'll find more homes with basements than without around here.

Collecting rainwater and silly things like that. Haven't heard anything against it around here. Have a friend where I used to live, about 90 miles from here, who collects rainwater for her animals and garden.

Animals- As long as they don't get out onto other people's properties I don't see a problem. If you had goats on that land I posted, that would help clear it out, wouldn't it? lol

Emissions? Car inspections? Haven't done car inspections in I don't know how many years. As far as what is on the roads in winter to eat up the cars, I'm retired from the state highway department and we put down 500 pounds per lane mile of salt and I can't remember how many gallons of calcium chloride. But you'll see many people head to the car washes as soon as the snow clears. Don't see many cars rusted out from road salt.


CT is too cold and snowy in the winter.- A big snow for us would be 8-10 inches. This past winter we didn't get a single measurable snow. Very rarely do temps drop below 0. If you like humidity, you'll love around here. We've had days with heat index around 110.

I have a friend I met on CD from upstate New York. I posted things about where I live, Mayfield, Ky Homepage - City of Mayfield He and his wife were wanting to find a place to move after retirement. They came and checked it out, and bought a house on their second trip here, but that was a year before he retired and moved down here. They both love it here.
No matter where you pick, hope you find a good place.
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