will 40k before enough to live on? (San Diego, Nice: sales, apartment)

[bdstwin]

I am relocating to San Diego for family reasons with a limited skillset and varied sales and customer experience. I do not have any debt whatsoever. With that said, I don't make a lot of money right now, just around 40k a year. I am looking to get that same amount or higher in San Diego.

[moved]

Good luck.

[Elna Rae]

Wow.
I believe the previous poster was being sincere and gracious. Your response is frankly outrageous. And incredibly rude.

$40k? Per quarter maybe.
Annually that's far below the poverty level in SD. You may want to stay put.

[bdstwin]

Originally Posted by Elna Rae

Wow.
I believe the previous poster was being sincere and gracious. Your response is frankly outrageous. And incredibly rude.

$40k? Per quarter maybe.
Annually that's far below the poverty level in SD. You may want to stay put.

so everyone living in san diego makes 160k a year? I don't think so. I am simply looking for blue collar work that provides a living. like I said,no debt

[Mike930]

By the time taxes are taken out, $40K won’t do it. I don’t think $160k is needed, but $40k is simply not enough. Google a cost of living calculator.

You should also take time to read the TOS.

[moved]

I was being realistic, but just make sure and line up a job before you get here, or you may be in for a surprise.

[kettlepot]

$40k = $3.35 per month.

I'm going to assume $40k is gross, that you do have a car so you can access all of the city's jobs, and you will have employer provided healthcare that won't require a monthly premium, only co-payments.

$3,350 before taxes = $2,680 after taxes. 20% for taxes might be a bit too high given the lowness of your income, which would help a little bit.

Various automotive costs = $250 per month,
car insurance, gas (live reasonably close to work - avg 1k miles per month), oil changes, registration (hoping it's an old car, but if it is, there go the repair bills)

Food at home = $225/month

Food at work (lunch) = $200/month - but there could be big savings if you can pack your own lunch

Utilities = $50 (Gas & Electric - more if you get A/C happy in the summer)

Medical = $100 (Dentist 2x year, Dr deductible & co-payments occasional drugs of the Rx variety - assumes you're basically healthy.)

Phone = $60? (I have no idea what people are paying for monthly mobile phone service these days. Go landline only?)

Cable = $125 (If you get TV package - If you go internet only you could be at $50)

Entertainment = $50 (restaurant, pizza, club, once a month, twice if it's pizza)

Clothes = $50 (including shoes, towels and linens)

Misc = $50 (shampoo, TP, etc)

$1160/month

Rent:
Old apartment in marginal area = $1200
Old apartment in somewhat better area = $1500
Nicer more modern Apartment = $1800
It goes up from there, but those aren't in the cards.

My thought is yes you could live in San Diego. It would be a circumscribed existence.
Almost never going out.
Always having to worry about that big car repair bill, or medical bill.
Always buying secondhand furniture.

If you found a roommate, it would be easier.
If you lived WITH family, it would be much easier.

[moved]

Originally Posted by bdstwin

I am relocating to San Diego for family reasons with a limited skillset and varied sales and customer experience. I do not have any debt whatsoever. With that said, I don't make a lot of money right now, just around 40k a year. I am looking to get that same amount or higher in San Diego.

You do realize that people have lost their jobs, don't you? Some people have not only lost their jobs, but also lost their housing due to COVID-19, and it's not exactly a good time to make a move.

[cruitr]

Originally Posted by bdstwin

I am relocating to San Diego for family reasons with a limited skillset and varied sales and customer experience. I do not have any debt whatsoever. With that said, I don't make a lot of money right now, just around 40k a year. I am looking to get that same amount or higher in San Diego.

How do you know you'll get a job for $40k here? Right now good jobs are very scarce.

[eastcoastbias]

Originally Posted by bdstwin

I am relocating to San Diego for family reasons with a limited skillset and varied sales and customer experience. I do not have any debt whatsoever. With that said, I don't make a lot of money right now, just around 40k a year. I am looking to get that same amount or higher in San Diego.

If you are alone (no companion or kids), you plan on having a roommate or live with family so you can share expenses and you mention that you have no outstanding debt.


It wouldn't be ideal but it is possible.


1. Find work. Don't expect wages to be any higher than where you are coming from some areas they are higher others you are looking at the national average here.


2. Live close to work to minimize car related expenses.


3. You may find that you need a second job so you have to be willing to work a little extra.