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Old 08-29-2022, 01:51 PM
 
3 posts, read 2,740 times
Reputation: 10

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About us:

- Currently live in Texas but all of our family is in SoCal (San Diego and inland areas)

- husband works remote in tech and i am a stay at home mom

- we homeschool so we are not too worried about school districts

- income of $350k but no debt so I think we can afford a max of $1.2m.

- would like to not be too far inland so it's not too hot

- we would need 3 bedrooms plus an office but square footage isn't that important to us as long as we have those rooms

- would like a bigger backyard


We are looking into Oceanside because I have some family there but I've been reading some areas are kind of sketchy. However the rancho del Oro neighborhood looks nice and you get more for your money there.

Clairemont also looks nice but it's definitely more expensive. Not sure if we could afford it. Also allied gardens but is it hot there?

Any other areas we should check out?

TIA!
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Old 08-29-2022, 02:50 PM
 
Location: San Diego
46,996 posts, read 42,081,694 times
Reputation: 31130
Quote:
Originally Posted by Aracheli View Post
About us:

- Currently live in Texas but all of our family is in SoCal (San Diego and inland areas)

- husband works remote in tech and i am a stay at home mom

- we homeschool so we are not too worried about school districts

- income of $350k but no debt so I think we can afford a max of $1.2m.

- would like to not be too far inland so it's not too hot

- we would need 3 bedrooms plus an office but square footage isn't that important to us as long as we have those rooms

- would like a bigger backyard


We are looking into Oceanside because I have some family there but I've been reading some areas are kind of sketchy. However the rancho del Oro neighborhood looks nice and you get more for your money there.

Clairemont also looks nice but it's definitely more expensive. Not sure if we could afford it. Also allied gardens but is it hot there?

Any other areas we should check out?

TIA!
There are homes in Clairemont that would fit your budget and it's very neighborhood friendly. I'm biased as I live here. I also used a tuff shed to create my office as I work from home too and need my space.
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Old 08-29-2022, 04:24 PM
 
4,291 posts, read 3,426,860 times
Reputation: 10255
Quote:
Originally Posted by Aracheli View Post
About us:

- Currently live in Texas but all of our family is in SoCal (San Diego and inland areas)

- husband works remote in tech and i am a stay at home mom

- we homeschool so we are not too worried about school districts

- income of $350k but no debt so I think we can afford a max of $1.2m.

- would like to not be too far inland so it's not too hot

- we would need 3 bedrooms plus an office but square footage isn't that important to us as long as we have those rooms

- would like a bigger backyard


We are looking into Oceanside because I have some family there but I've been reading some areas are kind of sketchy. However the rancho del Oro neighborhood looks nice and you get more for your money there.

Clairemont also looks nice but it's definitely more expensive. Not sure if we could afford it. Also allied gardens but is it hot there?

Any other areas we should check out?

TIA!
Your income should allow you to live just about anywhere in SD. The half of the home ownership equation is down payment.

For family-friendly areas, you can't beat Encinitas, Carlsbad or Carmel Valley. Those areas also happen to have the best schools. Even though you homeschool, those areas have tons of sports and extracurricular activities for kids. Plus buying in the areas with good schools is a guaranteed way to ensure rising home values.
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Old 08-29-2022, 05:00 PM
 
Location: Clairemont
122 posts, read 99,288 times
Reputation: 198
Allied Gardens is not that hot. Still about 15 minutes drive to the beach.

Oceanside is large. It's fine. It's far away from central SD.
Clairemont is great and you could afford it.
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Old 08-29-2022, 05:07 PM
 
Location: NC
8,880 posts, read 12,360,283 times
Reputation: 19462
A family member lives in Oceanside in a pleasant neighborhood about 4 miles from the harbor and up against a buffer area to Camp Pendleton. The local muni airport and skate park are close by and the freeway to San Diego and LA is 5 min away. There’s a quiet 5 acre neighborhood park hardly anyone from the outside knows of. They love it there.

Supposedly coastal Oceanside was once full of a rowdy military crowd but it’s become a less expensive version of Carlsbad over the past 30 years. But each neighborhood might be different, mainly in how congested they are. And the area immediately by Hwy 5 might get noisy.
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Old 08-29-2022, 06:25 PM
 
Location: Coastal San Diego
5,022 posts, read 6,999,035 times
Reputation: 4035
In most parts of TX, $1.2m will buy you a very nice house in TX. You may be disappointed as to what $1.2m buys in San Diego County.

1AngryTaxPayer and I both live in Clairemont. However, Clairemont has mostly old homes built in the 50s and 60s. You may need to budget for a remodel if you buy an old home in Oceanside or Clairemont.

My wife and I have lived all over the USA. San Diego was the hardest place to buy a home. We rented for over 2 years before buying a home in the San Diego area. It was a painful 2 years but we are glad we did it.

Last edited by cruitr; 08-29-2022 at 06:55 PM..
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Old 08-29-2022, 06:35 PM
 
9,348 posts, read 29,118,429 times
Reputation: 6169
Oceanside is far from most amenities and ranges from upscale to somewhat rough. Fire Mountain, Rancho Del Oro are nice areas. The whole area can feel somewhat congested though.

Allied Gardens is an inner suburb area known for schools and is oriented to families with kids in those schools. Homes will be smaller and more expensive for what you are getting. It's very central.

People love Clairemont but in my opinion it is less desirable than the other options. Expensive, crowded, and not really that nice unless you are in one of a few pockets. I don't consider access to PB or MB to be a benefit, but that's just me.

My advice - rent first.
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Old 08-29-2022, 06:54 PM
 
Location: Coastal San Diego
5,022 posts, read 6,999,035 times
Reputation: 4035
Quote:
Originally Posted by NYSD1995 View Post
My advice - rent first.
I tell this to everyone I meet. But most people won't do it. Renting is hard. Buying is easy.
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Old 08-29-2022, 07:29 PM
 
2,485 posts, read 919,191 times
Reputation: 3734
Quote:
Originally Posted by Axxlrod View Post
Your income should allow you to live just about anywhere in SD. The half of the home ownership equation is down payment.

For family-friendly areas, you can't beat Encinitas, Carlsbad or Carmel Valley. Those areas also happen to have the best schools. Even though you homeschool, those areas have tons of sports and extracurricular activities for kids. Plus buying in the areas with good schools is a guaranteed way to ensure rising home values.
I vote for Carlsbad, I love it there!
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Old 08-29-2022, 10:15 PM
 
Location: San Diego Native
3,818 posts, read 1,591,889 times
Reputation: 4007
Quote:
Originally Posted by Aracheli View Post
...but is it hot there?

Hot is of course a relative term. There's nowhere in the populated areas of SD county, presumably where you'd be looking to buy, that's going to be "Texas" sized hot. We also just had an exceptionally cool August and a generally mild summer overall. It is only now starting to really warm up this coming week which is about normal for early September but the hottest days here are generally pretty fleeting. So unless you're considering properties in far-flung regions of east county, you're probably going to be fine with San Diego heat.



And fwiw, I vote for Allied Gardens over Oceanside.
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