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Old 04-21-2020, 03:07 PM
 
Location: Richmond, CA
880 posts, read 703,894 times
Reputation: 1081

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Bay Area? Sure. Within San Francisco city limits? Probably not. My S.O. lives in SF and I am in the East Bay, and general day-to-day costs are substantially higher in SF. Like to the point that we were willing to eat out (when that was a thing) in the East Bay, but we always ate in in SF or headed down to Daly City (outside SF city limits but not too far from home). You can go car-free relatively easily in SF and the East Bay, but having a bicycle or scooter/motorcycle helps. If you end up down in Silicon Valley, a car is all but required. Day-to-day costs in the South Bay are similar to the East Bay, but housing costs tend to be higher. It's all about commuting distance in that case, as the South Bay has about as much charm as a sack of potatoes.
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Old 04-21-2020, 06:11 PM
 
Location: San Francisco
4,266 posts, read 1,135,651 times
Reputation: 2594
Quote:
Originally Posted by Need4Camaro View Post
Just curious if you think it's worth it or not.
There's a big difference between 'doable' and living comfortably. You're the only one who can determine if it's worth it, as you most certainly will not be in the latter group on $110k. That you are asking other people appears to indicate you are not comfortable with the idea (and rightfully so).
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Old 04-23-2020, 08:22 AM
 
2,850 posts, read 784,360 times
Reputation: 2636
The majority of people living in the Bay Area make less than 100k a year. You will do fine, depending on many circumstances. But overall, the cost of housing and commuting can be the biggest hurdles when it comes to living here. So you really need to take that into consideration, depending on if you plan on buying property, lifestyle, raising a family, etc. The SF Bay Area is a fantastic place to live and many people manage to survive on less than 100k. Just know what you're getting into.
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Old 04-23-2020, 01:57 PM
 
Location: West coast
961 posts, read 324,642 times
Reputation: 2312
Bad news here for you.
The wife and I are just simple minded people that have invested wisely.
We are old and have done deals for many years
We like to live nice.
Not everyone has that option recently.
I won’t say what we make but you are way south of that and we are simple people.

Really,
Sorry to say but.
If you want to see the ugliest your wage will get you there.

My kids each make a bit over 150k and they can not afford to live nice in the Bay Area.

Sucks to be them.

That wage will give my kids bars on their windows unless they are at 80 plus percent down or far far away

Wanna rent a cheap place ?
That might work.

Good luck to you.
Andy.
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Old 04-24-2020, 11:00 AM
 
Location: Pac Heights San Francisco
421 posts, read 182,749 times
Reputation: 526
It really boils down to both your perceived and actual point in your career. If $110,000 seems like the end of the line for you in terms of earnings growth, you should know that you will not like what $110,000 buys in the Bay Area. That will place you pretty squarely around "average" in a place that is not very kind to average earners with respect to buying power.

If, however, you see a $110,000 salary as a means to establish yourself in one of the most vibrant and rewarding markets in the country (potentially even more so in this pandemic, relative to other parts of the country) then, yes, $110,000 is a decent salary for an upwardly mobile, career-minded person to be well positioned for advancement over time.

Depending on your industry, it could be worth it to move for even less just for the opportunity to enter this job market, to take advantage of the upside opportunities. I've known more than a couple people who have moved for specific fields and, within 6-7 years, have doubled and nearly tripled their salaries. That's why you see many in their 20s-30s here living with roommates on this kind of salary--they're in it for the future, not the present.
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Old 04-25-2020, 05:47 PM
 
Location: Silicon Valley
5,280 posts, read 2,338,878 times
Reputation: 8495
$110 puts you just above the poverty line in SF. You'd be getting roommates and likely still living in a not so great place. The question is if you have a compelling reason to want to live/work in SF. If you do, then by all means, you'll make it work. If you're considering it because it sounds like a decent amount of money, it really isn't for the area.
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Old 04-26-2020, 07:21 PM
 
Location: San Francisco
4,266 posts, read 1,135,651 times
Reputation: 2594
Quote:
Originally Posted by artillery77 View Post
$110 puts you just above the poverty line in SF.
There is a difference between poverty and low-income. OP would be approximately $25k above the low-income guidelines (per HUD) for an individual.
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Old 04-27-2020, 01:00 PM
 
Location: Silicon Valley
5,280 posts, read 2,338,878 times
Reputation: 8495
Quote:
Originally Posted by CorporateCowboy View Post
There is a difference between poverty and low-income. OP would be approximately $25k above the low-income guidelines (per HUD) for an individual.
Whatever. At $110K the person is renting and living paycheck to paycheck for awhile. The city will be filled with nice things that they will have to enjoy sparingly if they are ever to save enough for their own home.
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Old 04-27-2020, 07:32 PM
 
Location: San Francisco
4,266 posts, read 1,135,651 times
Reputation: 2594
Quote:
Originally Posted by artillery77 View Post
Whatever. At $110K the person is renting and living paycheck to paycheck for awhile. The city will be filled with nice things that they will have to enjoy sparingly if they are ever to save enough for their own home.
Sure, but the distinction between 'poverty' and 'low-income' was an important one to be made - especially since at first glance, neither would apply to OP.

That said, although there are factors to weigh in i.e. his goals and motivation (and even type of employment), I'd be the first to agree his move on that salary is neither realistic nor desirable.
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Old 05-01-2020, 10:17 AM
 
Location: SF Bay Area, aka, Prog Heaven
49 posts, read 17,881 times
Reputation: 134
Depends on where you want to live and the forecasts the firm you work for has.
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