Hurracane situation (Miami, Sarasota, Key West: insurance, homes, tornadoes)

[oleechka]

Hi,
I'd like to move from AK to FL.
Can someone pls tell me how seriouse is the hurracane situation in Sarasota?
I'll appriciate any feedback.

[SoFLGal]

Really a hurricane can hit anywhere in Florida. I think that the Miami and Key West have the highest possibility of a hurricane strike. You need to be prepared where ever you live. I am a native Floridian and have lived in or close by Sarasota county my whole life and have never evacuated, not to say that I wouldn't but I've never felt the need to.

Anywhere you live in the world you will be faced with some kind of natural disaster-tornadoes, typhoons, tidal waves, earthquakes, blizzards, etc. At least with hurricanes you will have advance notice before they hit. If you choose to leave you have the opportunity to do so. This is not the case with most other weather situations.

Here's a chart that shows the probability of a hurricane strike in each area:
Florida Hurricane Coastal Strike Probability

Hurricane strike probabilities are only statistical
estimates. Be prepared as storms approach.

This website is also pretty helpful-- Florida Hurricane Info

[d4g4m]

Since 1992 Hurricane Andrew, the Florida Building codes have been up graded in 1994, 1998, 2002, 2006 to deal with damage from wind. Even new manufactured homes are safer than site built homes pre-94 The newer the home since 94, the less insurance you will pay. Insurance for pre 94 homes is difficult to get/keep and you will pay a lot of money for coverage.
Some hurricanes are large and can cover the whole state, while some like 2004 Charley was an oversized tornado. Some years we have to watch for a dozen and other years only one or two. The hurricane season runs from June to November with the peak amount in September.

[oleechka]

Thank you both for your detailed answers.SoFlGal thank you for map and the link.