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Old 10-20-2010, 06:33 AM
 
Location: Seattle, WA
37 posts, read 89,087 times
Reputation: 20

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We are currently with State Farm and so far no complaints, but I was wondering if anyone can recommend a good car insurance with affordable prices?

Thanks in advance!
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Old 10-20-2010, 07:36 AM
 
Location: a primitive state
11,396 posts, read 24,456,213 times
Reputation: 17477
I can't tell one from the other, honestly. The only thing I can contribute is that you will probably save money by using the same carrier for all of your needs, i.e. homeowners/renters insurance with car insurance, etc.

I like using a local insurance broker who can shop for deals for me and solve problems as they arise vs. doing it myself online. This is the opposite of what a lot of people do, but it's worked well for me where ever I've gone.
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Old 10-20-2010, 09:47 AM
 
Location: Coastal Georgia
50,378 posts, read 63,993,273 times
Reputation: 93349
We had State Farm when we came to GA for everything, but our car insurance doubled. I haven't had a chance to shop yet, but eventually I will. I can't believe we will do better with another company through which we do not have other insurance, but I need to find out for sure, because this is really bothering me.
By the way has anyone else noticed that you must need to have an alliterative name to be a State Farm agent in GA?
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Old 10-20-2010, 10:03 AM
 
7,099 posts, read 27,186,782 times
Reputation: 7453
I think the agent is the key to whether you will be satisfied or not. We were with one big agency, but the guy that had our account was a _______ (you fill in your favorite term). I had no problem with the company, but I just didn't want that guy getting any of my premium as part of his salary.

We happened to meet an agent from another national chain. He was a 360 degree change from the first. When he retired, he sold his agency to a woman that had the same sort of helpful personality. She handles our cars and the home owners insurance. We have had to file a couple of claims. I think she went out of her way to make it easy for us.

I am sure that we could find cheaper insurance, but I don't think it would be worth it to us. It's a matter of trust.
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Old 10-20-2010, 10:47 AM
 
Location: a primitive state
11,396 posts, read 24,456,213 times
Reputation: 17477
Quote:
Originally Posted by Padgett2 View Post
I think the agent is the key to whether you will be satisfied or not. We were with one big agency, but the guy that had our account was a _______ (you fill in your favorite term). I had no problem with the company, but I just didn't want that guy getting any of my premium as part of his salary.

We happened to meet an agent from another national chain. He was a 360 degree change from the first. When he retired, he sold his agency to a woman that had the same sort of helpful personality. She handles our cars and the home owners insurance. We have had to file a couple of claims. I think she went out of her way to make it easy for us.

I am sure that we could find cheaper insurance, but I don't think it would be worth it to us. It's a matter of trust.
I agree with you. A good insurance agent is one of those old fashioned luxuries that is worth the little extra it costs. It probably comes out to costing less when you factor everything into the equation.
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Old 10-20-2010, 01:18 PM
 
4,120 posts, read 6,610,204 times
Reputation: 2290
If you are a Veteran or Active Duty military then you cannot beat USAA. I managed to cut my car insurance from $1050 a half for two cars to 106 a month. Both drivers no tickets within the last 5 years, plus I own 3 property's and had insurance on them with the same company. Also both drivers are over 40 with college degree's.
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Old 10-29-2010, 06:57 AM
 
16 posts, read 21,520 times
Reputation: 13
I like The Hartford and have been buying home and car insurance from this company for 7 years now. Very good claims handling services!
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Old 10-31-2010, 03:34 PM
 
Location: Seattle, WA
37 posts, read 89,087 times
Reputation: 20
Thanks everyone...I'll be checking out some of your suggestions.
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