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Old 02-19-2009, 09:42 AM
 
Location: Georgia, on the Florida line, right above Tallahassee
10,471 posts, read 15,838,455 times
Reputation: 6438

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This post... got me thinking...and posting.
https://www.city-data.com/forum/seatt...your-home.html

JOBS

Basically if you come to live here you would want to make at least $75,000 a year to just make it. That should not be hard to get as you have Microsoft, Boeing, Real Networks, Amazon, Google, Starbucks headquarters and TONS of other exciting and high paying opportunities. But it all depends on how bad you want to be owned by them.

Agree or disagree? I'm curious as this post was from about a year ago. With the job market changing - just look above - I wonder if a "decent" standard of living revolves around making 75K a year.

Then again, it might depend on your idea of decent.

Let's take me for example.

$1460 - rent/trash/water 3 bedroom apartment
$100 - internet/cable TV
$40 - cell phone
$115 -car insurance
$400-ish - Monthly food
$20 - land line local access (kids/we can call 911 if we have to, traceable)
$100 - Rough month's energy bill (we have in wall heaters..wife is stingy with heat...your mileage may vary)
$260 - monthly foreign language tuition for both kids.

That's $2500 a month.

Just kind of wondering what you guys think? Would you define 75K as "Doing OK!" "Doing great!" or "You poor SOB!"

Last edited by 70Ford; 02-19-2009 at 10:06 AM..
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Old 02-19-2009, 10:22 AM
 
960 posts, read 1,163,851 times
Reputation: 195
I'm pretty frugal (e.g. no cable, internet, or land line), but not shared-housing frugal. I have a small family. $75K, pre-tax, is about my nut; no $ going into savings at that point.

BTW, 911 works fine on cell phones.
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Old 02-19-2009, 10:22 AM
 
Location: Seattle
807 posts, read 2,258,933 times
Reputation: 471
Ehh I make 31k/year (that's what a bachelor's degree in Seattle will get you) and I do fine, I guess.

$770/mo rent
$15/mo power
$65/mo cell
$150/mo food

Its not inlcuding credit card bills and student loan payments but its not hard to get by with that much. If I chose to have a car, didn't live in a one bedroom apt and my Flex Pass wasnt subsidized by my company it might be a different story though.
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Old 02-19-2009, 11:31 AM
 
Location: Georgia, on the Florida line, right above Tallahassee
10,471 posts, read 15,838,455 times
Reputation: 6438
Quote:
Originally Posted by Heiwos View Post
I'm pretty frugal (e.g. no cable, internet, or land line), but not shared-housing frugal. I have a small family. $75K, pre-tax, is about my nut; no $ going into savings at that point.

BTW, 911 works fine on cell phones.
Wireless 911 Services
Hrmm...I thought it just showed the nearest tower.
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Old 02-19-2009, 12:18 PM
 
9,618 posts, read 27,351,453 times
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A lot of it depends on where you live, whether you rent or own, whether you have to buy expensive clothes to look professional, how much you spend on commuting, car payments,on things for the kids( toys, educational things, trips, basketball uniforms, etc.)
So one's mileage may vary? Someone living on Mercer Island or Wallingford who has Volvo payments and 3000 dollars per month mortgage before taxes and insurance will have a much harder time living on 75k a year than someone with a paid off shack in Skyway and an old Chevy.
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Old 02-19-2009, 01:06 PM
 
960 posts, read 1,163,851 times
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Quote:
Originally Posted by 70Ford View Post
Wireless 911 Services
Hrmm...I thought it just showed the nearest tower.
Yep, if one can dial but can't speak, land line is better!
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Old 02-19-2009, 01:07 PM
 
960 posts, read 1,163,851 times
Reputation: 195
Quote:
Originally Posted by Ira500 View Post
Someone living on Mercer Island or Wallingford who has Volvo payments and 3000 dollars per month mortgage before taxes and insurance will have a much harder time living on 75k a year than someone with a paid off shack in Skyway and an old Chevy.
Until the drive-by shooting, that is.
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Old 02-19-2009, 02:20 PM
 
57 posts, read 245,054 times
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I think $75K is about "right", if you wish to purchase a home in a reasonable area within a reasonable distance to Seattle that's reasonably sized.

As you can tell, it varies, but before my wife and I moved out of the area we weren't happy with the "bang for the buck" the Seattle-metro area provides. For what we wanted (3+ bedroom, ~2000 sqft, good sized yard, good schools and reasonable commute), everything seemed to start at $300K. For someone making ~$75K with virtually no debt and 3% down, they'll be hard pressed to get a mortgage for that $300K.
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Old 02-19-2009, 03:56 PM
 
Location: Happiness is found inside your smile :)
3,176 posts, read 14,705,340 times
Reputation: 1313
Our Mortgage is $1850 a month, and our baby care is $1600, you are also missing our student loans for said "well paying jobs". My husband doesn't make anywhere near 75K. And he got a lovely expensive degree from UW. My crappy ol' State College that I went to, I get paid 3X more then my husband...

If I didn't work, we can't afford to live in Seattle.
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Old 02-19-2009, 04:09 PM
 
Location: WA
4,242 posts, read 8,777,959 times
Reputation: 2375
Isn't UW a state college?
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