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This exposes you to greater risk! I would NEVER be foolish enough to show my id with my home address to a random check out clerk. If you do that you set yourself up for credit card theft and fraud. The cashier can look at your credit card and memorize the number. Then they look at the back of the credit card and get the 3 digit security code. Then if one lets the cashier look at their id, they give the cahsier their name and billing address.
Now they have everything they need to do an online gift order to a foreign country using your information!!
If you are that paranoid you should use cash only.
Do you honestly believe that anyone can memorize the numbers on your credit card that quickly?
Unless they have a photographic memory it is highly unlikely that will ever happen.
Do you honestly believe that anyone can memorize the numbers on your credit card that quickly?
Unless they have a photographic memory it is highly unlikely that will ever happen.
I can memorize a credit card number in 10 seconds. Anyone can easily learn to do this if they read the memory books by Harry Lorayne or various other authors. I agree it is unlikely to happen at a checkout lane but it is very likely to happen at a restaurant where the waiter takes your card. He could write your credit card number down and then get your billing address when coming back to check your driver license.
If you are that paranoid you should use cash only.
Do you honestly believe that anyone can memorize the numbers on your credit card that quickly?
Unless they have a photographic memory it is highly unlikely that will ever happen.
I use my passport as my identification.
I use my military ID and regardless of what the agreement says, I've never had a problem with a store accepting a card without a signature and the words "SEE PHOTO ID" imprinted across the entire signature line in permanent black marker.
Ya wanna know what annoys me more than being asked for an ID?...Being asked by my bank about what I intend to do with a large sum of money I want to withdraw from my account. Now THAT'S annoying!
Actually the clerks are doing the opposite of following instructions. The merchant agreement for most credit cards instruct the cashiers NOT to ask for ID as a process of the transaction as long as the credit card has a signature on the back.
Mastercard has an online complaint form to report merchants who violate the terms of service by requiring an id for a Mastercard purchase.
With Visa, MasterCard, and Discover the clerks should require you to sign the card before it can be used. These cards are invalid without your signature on the signature line.
I have all 3. All 3 say " see ID". I've never had issues with the cards not being accepted.
At the USPS, there is a sign that says a CC must be signed to use it there, so I just use cash there.
Quote:
Originally Posted by FBJ
Why is your signature not on your card?
To ensure it is I who is using the card and not Freeloader Freddie.
I get so mad it's like I almost want to throw it at the person because I feel like I am being judged and looked at as a thief. I'm not some 18 year old kid wearing a hoodie with his first credit card who may look like he is up to no good. I am a grown man over 30 coming from work dressed in my business attire so it's so easy for me to get annoyed. Plus I find it funny how real criminals can steal people's credit card and go on a shopping spree at target and not be asked for no ID
Does anyone else get asked this question when using a credit card?
You need to use the secret passphrase. The correct answer is "ID? Don't you know who I am?" - try it, and watch how they warm up to you instantly.
There are times I thought of, and for a while I did, printing "Check for Photo ID" in the signature portion of my cards.
That is what we always do "Check Photo ID". Also, it is my understanding from one of the clerk's that the cash register "asks" not her/him. Not a big deal to us.
Yep, and a whole team of dedicated employees with a direct hotline to the FBI. Even now, as we speak, they are diligently pursuing credit card thieves, for which the penalities are swift, certain, and merciless
All this talk about hoodies, as if they were the very definition of crime.
Racists associate hoodies with black teenagers, and black teenagers with crime. For those reasons, a racist won't wear a hoodie. But they should, especially in climates like mine, where the weather is, more often than not, good for a hoodie. A lot of your body heat escapes through your head, as does some of your IQ.
Because of the big difference the hood makes, a hoodie is very adaptable to changes in temperature. Simply put the hood on when the temperature goes down, and off when it goes up. That covers the day/night difference in a lot of places most of the year, except summer. In winter, if you aren't going to be outdoors very long, just to walk from your car to a store, it covers a very wide range of temperatures. And a hoodie is a lot lighter than a winter coat, which makes it a lot more comfortable indoors, so you don't have to take your coat off everywhere you go indoors.
The main disadvantage of a hoodie is that when you're running away from a cop with your hood off, it's easier for him to "collar" you, by grabbing the hood from behind. Also some dogs like to eat hoods, especially if the person wearing the hoodie is slow to feed the dog. You have to be careful, because a big dog can actually strangle you by eating the hood. And of course you have to be careful that the hoodie strings don't get in your soup. But other than those minor disadvantages, hoodies are great. Children have always worn them a lot, even when today's senior citizens were children. But they come in all sizes. You can even get them from King Size, even if you weigh hundreds of pounds and are as tall as a basketball net.
People who do manual labor all day might not like hoodies, because heat loss from their head helps keep them cool in spite of their higher metabolism from the work. And because there are too many freak accidents involving the hood getting caught in something. But if you're a white collar worker (no racism implied by the word "white") then they're perfect for you in most locations, unless your job requires you to wear more formal clothing such as a tie.
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