Thanks guys!
All is well with her now and she is glad to have her car back and all paid off. I too think the bank was overreacting. Just because she had been late once before and she was a month behind on her current payment is no need to repossess. They were unable to get ahold of her via mail and phone because she was out of town both times and they did not have her cell number. You'd think they'd try to get ahold of her next of kin- ME!
I never received a call though. She has done business with this bank before and they have always been so courteous and the tellers even know her by name. We just think it was an overreaction and maybe a little foresight of how our local economy is. Apparently the repo guys had a lot of other cars to repossess that day too and they said they we're busier than they've ever been. Too bad it's like that during the Holiday Season though.
She's going to continue banking there but if she's ever in the market for another vehicle she's looking elsewhere for financing! I think she made out great in the end though. Her car's paid off and that saves a few needed hundred bucks per month.
Merry Christmas to you too, Jammie and Chris. Stay warm!
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