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Old 09-15-2010, 11:29 AM
 
Location: Indian Shores, FL
164 posts, read 421,758 times
Reputation: 77

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Is it normal in US banks to have a minimum balance requirement of $25,000 and if the client falls below this then there is a monthly charge of $25 ???

This is complete news to me!..In UK, we only incur bank fee's if we go overdrawn!

What banks would you good people recommend?? I was trying to open up an account with Citibank who have been promising they can set up an account for me and waive bank fee's/minimal balance requirements..in fact that is how it was sold to me!...however Im not being told this is not going to be the case...only a week before I'm due to open the account and only a few days before I'm due to depart!!! Grrrrrrrrrrr!
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Old 09-15-2010, 11:40 AM
 
707 posts, read 1,339,647 times
Reputation: 361
25,000 dollars. Holy crap. No its not normal. My 16 year old sister has an account and there is no way that she has 25,000 dollars in it. I would suggest Chase.
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Old 09-15-2010, 12:03 PM
 
Location: Tampa Bay`·.¸¸ ><((((º>.·´¯`·><((((º>
4,554 posts, read 6,909,573 times
Reputation: 13522
No, that is not normal at all!
Try the Suntrust banks here or the Bank of Tampa.
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Old 09-15-2010, 12:04 PM
 
Location: Connecticut
2,727 posts, read 5,590,863 times
Reputation: 1986
$25,000 is NOT normal!
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Old 09-15-2010, 12:07 PM
 
Location: Tampa Bay`·.¸¸ ><((((º>.·´¯`·><((((º>
4,554 posts, read 6,909,573 times
Reputation: 13522
I just checked on Suntrust and just like I thought they have free checking, so do most of the others.
Here's the link:
https://www.suntrust.com/portal/serv...e_checking/442
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Old 09-15-2010, 12:35 PM
 
Location: Saint Petersburg, FL
1,881 posts, read 3,264,898 times
Reputation: 16531
Credit Union!
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Old 09-15-2010, 01:37 PM
 
Location: Indian Shores, FL
164 posts, read 421,758 times
Reputation: 77
okay thanks guys....will tell Citibank to shove it where the sun don't shine!!
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Old 09-15-2010, 01:41 PM
 
6,354 posts, read 7,225,215 times
Reputation: 3245
Quote:
Originally Posted by Annie of Oldsmar View Post
No, that is not normal at all!
Try the Suntrust banks here or the Bank of Tampa.
I wouldn't deal with Sun Trust at all and also their days are numbered. Very bad customer service, at least here in DC.
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Old 09-15-2010, 02:33 PM
 
Location: Tampa
1,317 posts, read 1,983,860 times
Reputation: 508
Most US banks offer free checking to anyone who has at leas 1 direct deposit from an employer a month. no minimum balance
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Old 09-15-2010, 03:00 PM
 
6,354 posts, read 7,225,215 times
Reputation: 3245
Maybe this has something to do with it..
Bank of America warns of new fees after financial reforms
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