U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > U.S. Forums > Florida > Tampa Bay
 [Register]
Tampa Bay Tampa - St. Petersburg - Clearwater
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 01-11-2011, 03:32 PM
 
463 posts, read 954,901 times
Reputation: 204

Advertisements

I've been looking for a renters insurance since my old insurance company does not do any business here in Florida. So far it's a slim pickings as very few big companies provide such services. I managed to get quote from Geico and thats about it. On the other hand i read in few places that FL is especially terrible for renters/homeowners insurance, maybe because of all those freaking hurricanes.

Anyway if any of you guys, who rent apartment/condo/house have insurance, could you provide the company, or even better, and independent agent (I can dream can't i?) i would be grateful as this shopping around in an empty store is not really working out for me.
Rate this post positively Reply With Quote Quick reply to this message

 
Old 01-11-2011, 04:39 PM
 
Location: FL
771 posts, read 1,661,109 times
Reputation: 1582
HI tewas, I got my policy through Allstate Floridian Indemnity Company in April of last year. I pay $583 per year which also includes Sink Hole insurance. I am renting a house.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 01-11-2011, 05:25 PM
 
Location: Saint Petersburg, FL
1,881 posts, read 3,273,288 times
Reputation: 16541
I pay $360/year through Geico. We also have auto with them, so I imagine that makes it less. Mine is for a house as well.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 01-11-2011, 06:28 PM
 
2,763 posts, read 5,062,170 times
Reputation: 2774
Its pretty cheap through USAA if you are a gov't employee.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 01-12-2011, 07:33 AM
 
463 posts, read 954,901 times
Reputation: 204
Rez, i'm not government employee, but thanks for the suggestion.
So looks like Geico and All State are the ones deal with renters market. Hopefully all state will answer the e-mail today so i can compare two prices and select the insurance.

One more thing, do you guys have huricanne policy or is it included in basic policy? Since i live in a condo and it's a brick construction i don't think we will get structural damage from the huracane, but i'm more worried about broken window and rain flowing to my place ruining my preciuos stuff .


Thanks for the info
Rate this post positively Reply With Quote Quick reply to this message
 
Old 01-12-2011, 08:11 AM
 
Location: Saint Petersburg, FL
1,881 posts, read 3,273,288 times
Reputation: 16541
I pay a small hurricane premium and it does cover damage from hurricanes. However, there is no flood insurance on my policy. The agent I spoke to told me that if a storm ripped the roof off and it rained in on my stuff, we would be covered. But if storm surge caused damage, we would not be covered under that policy. Geico does not provide flood insurance under renters policies, and I don't know if any other private insurers do or not.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 01-12-2011, 08:18 AM
 
463 posts, read 954,901 times
Reputation: 204
Maggi, Thanks for the details. I do live next to the bay, but it's also a high rise so surge flood does not worry me too muhc, as i'm maybe 30ft or so above sea level. Half of south tampa will be flooded to the brim before i get any water in my apartment. I guess i will need to find a real agent and talk face-to-face with him on whats covered.
Rate this post positively Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Florida > Tampa Bay
Similar Threads
View detailed profiles of:
Follow City-Data.com founder on our Forum or

All times are GMT -6.

© 2005-2020, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top