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Old 09-09-2011, 09:56 AM
 
23 posts, read 34,945 times
Reputation: 11

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Good morning to all the Good People We are looking for a Dental insurance Clearwater area ( Not a discount one ) a real Insurance Thank you Have fun weekend
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Old 09-10-2011, 06:54 AM
 
792 posts, read 2,081,530 times
Reputation: 810
Quote:
Originally Posted by luluka1 View Post
Good morning to all the Good People We are looking for a Dental insurance Clearwater area ( Not a discount one ) a real Insurance Thank you Have fun weekend
There is no good insurance anymore. I am serious.

Your better off just paying cash as you go. Most dentists will work out a payment plan to be done in installments if you need a lot of work.

I have the most expensive plan that my employer offers and the coverage is so lousy that I am literally better off just paying cash for the work. I intend to drop my dental insurance when they will let me.

I remember the good ole days when dental and health insurance really meant something. Those days are long gone.
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Old 09-10-2011, 07:38 AM
 
23 posts, read 34,945 times
Reputation: 11
Good morning and thank you very much
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Old 09-10-2011, 07:46 AM
 
16,372 posts, read 11,026,360 times
Reputation: 5420
Quote:
Originally Posted by stpeteguy View Post
There is no good insurance anymore. I am serious.

Your better off just paying cash as you go. Most dentists will work out a payment plan to be done in installments if you need a lot of work.

I have the most expensive plan that my employer offers and the coverage is so lousy that I am literally better off just paying cash for the work. I intend to drop my dental insurance when they will let me.

I remember the good ole days when dental and health insurance really meant something. Those days are long gone.
You got that right. I don't have heath Ins, home owners or flood. Just a total rip off.
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Old 09-10-2011, 08:06 AM
 
Location: North Pinellas
627 posts, read 1,218,859 times
Reputation: 638
I used to underwrite for an Individual HMO provider and myself and the captive agents always recommended Safeguard for dental coverage.

Safeguard offers Individual dental plans (Safeguard.net) they are a part of Metlife. Their premier choice plan offers the best services for the best price...depending on what you need coverage for. If youre just looking for the basic 2x a year cleanings/exams/x-rays, they really cant be beat rate wise ($12 a month individual or $33 per family premier or $8 individual/$23 family for classic) Make sure you review the premiums and the summary of benefits to see if its a good choice for you and which plan offers more of what youre looking for.

I personally have had them for 2 years now and havent been disappointed with my $5 co-pays and claims always paid.
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Old 09-10-2011, 08:31 AM
 
15,777 posts, read 32,910,073 times
Reputation: 19851
Quote:
Originally Posted by stpeteguy View Post
There is no good insurance anymore. I am serious.

Your better off just paying cash as you go. Most dentists will work out a payment plan to be done in installments if you need a lot of work.

I have the most expensive plan that my employer offers and the coverage is so lousy that I am literally better off just paying cash for the work. I intend to drop my dental insurance when they will let me.

I remember the good ole days when dental and health insurance really meant something. Those days are long gone.
I agree. In the early 90's we had a GREAT plan that literally paid for thousands of $$$ worth of restoration work. Here recently we had "real" insurance that cost a fortune and had a limit of $1000 per year, which I still had to pay about 50%. The premiums were more than the coverage!!! It was stupid so we went back to the discount plan which has worked out great since now, two decades later, I needed a large amount of restorative work again. I wouldn't even bother with that if we didn't have it so cheap through my husband's work.
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Old 09-12-2011, 01:59 AM
 
6,441 posts, read 4,622,905 times
Reputation: 13553
I took a look at the web site. No waiting period for anything! Amazing! Sure wish I'd known about this prior to March. I had a bridge come loose, had to have it replaced and it cost me $3300.
I'm signing up for this. Thanks for the info!

Quote:
Originally Posted by kdubose View Post
I used to underwrite for an Individual HMO provider and myself and the captive agents always recommended Safeguard for dental coverage.

Safeguard offers Individual dental plans (Safeguard.net) they are a part of Metlife. Their premier choice plan offers the best services for the best price...depending on what you need coverage for. If youre just looking for the basic 2x a year cleanings/exams/x-rays, they really cant be beat rate wise ($12 a month individual or $33 per family premier or $8 individual/$23 family for classic) Make sure you review the premiums and the summary of benefits to see if its a good choice for you and which plan offers more of what youre looking for.

I personally have had them for 2 years now and havent been disappointed with my $5 co-pays and claims always paid.

Last edited by Dallas Kitty; 09-12-2011 at 02:29 AM..
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Old 09-12-2011, 09:25 AM
 
23 posts, read 34,945 times
Reputation: 11
Thank you very much to all of you for the Good honest Information luluka1
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