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Old 02-09-2012, 06:54 AM
 
6,441 posts, read 4,647,931 times
Reputation: 13553

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I've always used State Farm for my auto insurance. Currently making monthly payments and last month it had gone up but I was too busy to pursue the reason. Today I logged in to make another payment and it has gone up again. A monthly increase since December of $20 which is an annual policy increase of $240. That's for one car.

I browsed for a moment just now and see that Allstate and State Farm have both raised rates. Is this happening with your auto insurance coverage? If there is a trustworthy company competing, I just may switch.
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Old 02-09-2012, 07:26 AM
 
Location: Tampa, FL
1,389 posts, read 2,068,771 times
Reputation: 993
i'll let you know in a few weeks when i have to renew my policy. i hope it doesn't go up. it's already outrageous.

fwiw, my wife just got an email from traveler's insurance and they want to skyrocket her rate so she's shopping around. might try to get her on my plan.
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Old 02-09-2012, 08:26 AM
 
1,106 posts, read 2,048,357 times
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I renewed my two autos this week and the price was exactly the same (to the penny), but there was this adddendum to the policy:

"Your policy has increased 1.3% due to the Florida Hurricane Catastrophe Fund Assessment."

Since homeowner policies have been kept artificially low for years, when (not if) Florida gets another big hurricane, expect this assessment to be about 50%.
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Old 02-09-2012, 08:39 AM
 
2,659 posts, read 6,803,602 times
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Most of the trouble is due to PIP,insurers being ripped off by fake staged claims with crooked doctors.
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Old 02-09-2012, 10:22 AM
 
Location: Wake County, NC
2,983 posts, read 4,009,641 times
Reputation: 3510
I have not seen an increase in my State Farm policy. It renews in 3 months so I might be shopping around then if it does increase.
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Old 02-09-2012, 11:25 AM
 
17,273 posts, read 11,383,232 times
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I went with Esurance. Saved $600 a year.
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Old 02-09-2012, 04:59 PM
 
Location: Tampa, FL
27,798 posts, read 27,955,952 times
Reputation: 14611
Quote:
Originally Posted by Dallas Kitty View Post
I've always used State Farm for my auto insurance. Currently making monthly payments and last month it had gone up but I was too busy to pursue the reason. Today I logged in to make another payment and it has gone up again. A monthly increase since December of $20 which is an annual policy increase of $240. That's for one car.

I browsed for a moment just now and see that Allstate and State Farm have both raised rates. Is this happening with your auto insurance coverage? If there is a trustworthy company competing, I just may switch.
I think I'm overinsured - I have a 10 yr old car probably worth $5-8k. I have a very clean driving record and I've been driving for nearly 30 yrs and still pay about $500/6 months for my policy (single driver policy). I do admit that my deductible is low ($200) and my liability is purposely high (I think I'm maxed out on liability). I think most of my premium relates to my liability rather than replacement of my vehicle if in an accident. I was thinking about shopping around for an other company (METLIFE, All State, Geico) but I've always been happy with USAA and don't really want to switch. But to answer your question: no premium increase lately.
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Old 02-09-2012, 05:31 PM
 
1 posts, read 5,748 times
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On a ten year old car it's probably not worth carrying full coverage anymore. Pretty much anything that happens at this point will lead to them totaling the car and they will give you peanuts for it.

Even if you keep the full coverage it can really pay to shop around. I was with my last company for $25 years. They aggravated me over a trivial issue so I figured I would check around and ended up paying less than half what I was when I switched to the lizard.

Steve B.
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Old 02-09-2012, 05:31 PM
 
17,804 posts, read 22,205,634 times
Reputation: 36125
Well we have to pay for all the drivers in FL who drive without insurance and get away with it due to the lax laws here.
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Old 02-09-2012, 05:40 PM
 
6,441 posts, read 4,647,931 times
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Thanks for all the responses everyone. I will definitely shop around. My vehicle is a 2003 Jeep, I'm the only driver and no accidents. State Farm has now increased my rates to $586.26/$1172.52. I'm sure there's a few companies that can do much better for me with the same coverage.
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