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Tampa Bay Tampa - St. Petersburg - Clearwater
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Old 10-29-2008, 11:01 PM
1 posts, read 1,785 times
Reputation: 10


Hello all.

My wife and I are planning a move to St Pete area. I am active duty Coast Guard and my unit will be in Tampa. My wife plans on going to Manatee Community College so I would like to live in be within 30 minutes of each if possible. I plan on purchasing a house if it is worth it. I have never bought one before so I am looking to find as much information as I can prior to. I will most likely use a VA loan so that will negate the need for PMI. What are the property taxes like? How often do you pay? Where are the good areas and bad areas?

My wife found a home in Ruskin where they are asking $60,000 less than the value of the home?!?! That doesn't make much sense to me. But my fear is that when I move in 4 years the market may still be in the same place it is now, if that is the case then I would rather try to sell a home in Saint Pete rather than Ruskin. Is that a good idea? Knowing that I will be going to leave in 4 years should I even concern myself with a purchase or just plan on renting? I'm not concerned with making money just breaking even. I have a long hair chihuahua (wife's decision). Is that a major issue like it is in Philadelphia if renting?

Sorry for the tons of questions but I'm leaving my deployment and plan on going to see homes sometime mid December. Thanks for the advice.
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Old 11-07-2008, 09:37 AM
1 posts, read 1,710 times
Reputation: 10
my fiancee is in active duty in st.petersburg we will marry soon and we will be looking for renting since in just a few years we will move. I dont think it is worth it buying a home because then we will be stressed with having to sell the house and everything.Good Luck!
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Old 11-09-2008, 02:43 PM
Location: Treasure Island
4 posts, read 11,225 times
Reputation: 10
I am a realtor in Saint petersburg Pinellas county. It is always good to have a lot of questions and to get answers.
Please check out my blog
Properties, houses and condos for sale in St Petersburg Treasure Island Florida

I have a step by step process about buying a home and I have a lot of info on the area. I think this will help you make a decision.
We just sold a home to a marine that was transfered to our area and I have to say it was a great experience for the buyer and for me. The VA loan was painless too.
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Old 11-09-2008, 08:26 PM
Location: Castle Rock, Co
1,614 posts, read 2,804,436 times
Reputation: 960
I Dont think your dog will be a big issue. most places only have restrictions on big dogs, if any.. I wouldnt buy in ruskin. There are so many flies there its not even funny. My assumption is because they grow alot of produce there, but all around that area SUCKS in my opinion. I wouldnt buy a house 100k under value there. Not to mention that will be a decent drive to the coast guard station in st pete. if its the station i think it is, which im pretty sure it is, its really on the north end of st pete and ruskin is pretty much on the opposite side of the bay.

I also wouldnt buy if i were you.. You wont be here long enough to catch any real proffit and its just going to cost you more then renting. there are ALOT of homes for rent here since nobody can sell them and they just need to cover there mortgages.

As far as good and bad areas, there pretty well mixed together in st. pete.. there are some REALLY nice and some REALLY bad within 5 minutes of eachother, your best bet is to just visit and find an area you like.. Me personally, I dont care for st. pete either, I love tampa
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