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Look at a Subaru Legacy. 5 star safety ratings, excellent reliability and resale, and one of the best AWD systems available. You will love it come winter time. A CVT Legacy can get 30MPG highway, not bad for an AWD sedan.
You can get 20's under there but the rubber is going to be so small it will ride like $hit. But then again if you have to stick 20's under it to compensate your use to small rubbers!
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