NJ Weekly/Partial Rate (receive, claim, work, state)

[STM2121]

I just had just gotten qualified for tier 2 and had to have my claim renewed since it was my 1 year anniversary. I just got today in the mail a few letters from them. The one states my new weekly & partial rates. Taken from the NJ unemployment website it says this for an example.

"For example, if your weekly benefit rate is $200, your Partial Benefit Rate is $240 (20% higher than $200). If you earn $50 during a week, you would receive $190 in unemployment benefits ($240 - $50 = $190)."

I do work part time, so lets just say those are my rates. If I was to make 200 bucks next week, that means I would only get 40 dollars from unemployment for that week?

[Ariadne22]

That is correct. CA allows you to keep 25% of anything you earn. WI about 38%, PA is 40% I believe. One or two other states in the 50-60% area. NJ's PBR is not particularly generous.

[STM2121]

Lovely, why even work part time? There is no reason, right?

[Ariadne22]

Generally not, when you figure in transportation and other costs of working, unless you have a very high WBA, For example, $600 wk adds $120. Some people might find that an incentive. The other advantage to working (there are many downsides), is the new earnings will create new claim eligibility when this claim ends. So, it really depends on your circumstances and your state.