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Old 05-12-2013, 08:24 PM
 
28 posts, read 24,382 times
Reputation: 13

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Quote:
Originally Posted by Californian34 View Post
ok. in many major cities in California, that is descent pay, but it's certainly not rich. these people obviously have no idea how much an apartment can cost in San Diego or Los Angeles, let a lone the Bay area.
Cheap home loans are responsible for sky-high real estate prices. Because of loans, people buy bigger or luxury apartments/houses which they would have purchased after 7 or 10 years.

Example: If a person' salary is $10,000/month and he wants to buy $200,000 apartment and he saves $4000/month. He will need 5 years to buy that $200,000 apartment from his salary.

But because of home loans, he buys that $200K apartment after 6 months, Demand goes up very fast because of loans and the price go sky-high.


 
Old 05-12-2013, 08:33 PM
 
Location: Santa Monica
36,853 posts, read 17,439,980 times
Reputation: 14459
Quote:
Originally Posted by Californian34 View Post
and seriously, $800 for a bedroom with a kitchen doesn't seem pricey to you?
$825. All utils included, free Wifi for a room, bathroom, kitchen. The chicks love it! I think I did good! LOL

Yeah it's pricey. Like I said, I'm originally from Ohio...even worse...a cheaper part compared to the rest of the state. But hey, what am I to do? I wanted to live here.
 
Old 05-12-2013, 08:35 PM
 
47,525 posts, read 69,862,042 times
Reputation: 22474
I think we can all suspect unemployment handouts are quite generous and they seem to be extended indefinitely -- a whole lot of people seem pretty content with the high unemployment rates. This is very good money if you don't have to lift a finger for it.
 
Old 05-12-2013, 08:46 PM
 
Location: Chesapeake Bay
6,046 posts, read 4,834,018 times
Reputation: 3544
For most people in larger metro areas $400 a week isn't very much. You can't live on it if you have a family to support. And most people on unemployment look very hard for another job, contrary to others opinion.
 
Old 05-12-2013, 08:51 PM
 
47,525 posts, read 69,862,042 times
Reputation: 22474
Quote:
Originally Posted by Weichert View Post
For most people in larger metro areas $400 a week isn't very much. You can't live on it if you have a family to support. And most people on unemployment look very hard for another job, contrary to others opinion.
If you aren't working for a living, then what's the point in living in a larger metro area where the costs are so much higher. It's not as though they're living near their workplace, they should relocate to something cheaper since they're not paying for it.
 
Old 05-12-2013, 08:56 PM
 
Location: Santa Monica
36,853 posts, read 17,439,980 times
Reputation: 14459
Quote:
Originally Posted by malamute View Post
If you aren't working for a living, then what's the point in living in a larger metro area where the costs are so much higher. It's not as though they're living near their workplace, they should relocate to something cheaper since they're not paying for it.
Major cities tend to have more job opportunities though. You could ship folks out to nearly anywhere in Michigan where the COL is low but you've assured that many will be unemployed forever cuz there are no jobs.
 
Old 05-12-2013, 09:05 PM
 
4,698 posts, read 4,093,054 times
Reputation: 2483
Quote:
Originally Posted by malamute View Post
If you aren't working for a living, then what's the point in living in a larger metro area where the costs are so much higher. It's not as though they're living near their workplace, they should relocate to something cheaper since they're not paying for it.
So what if one of you loses your job, but the other family member still have a job and you have a large mortage? What if we don't want to cause property crisis because people become forced to sell if they happen to get unemployed?

Unemployment insurance cost America about $100B dollars a year. Medicaid, social security and medicare cost $2200B. People do need some security if they loses their job, hence cutting unemployment benefits is not the right way to go.
 
Old 05-12-2013, 09:14 PM
 
Location: texas
9,127 posts, read 7,964,727 times
Reputation: 2385
Quote:
Originally Posted by Frank DeForrest View Post
Why unemployment for anyone?
Taxing the productive to pay the unproductive is another progressive tragedy.
And has already been mentioned, when you pay people not to work, they generally don't.
Your unemployment benefit is based on what you make not your co worker or anyone else... so if the government is taxing anyone unproductive, then that someone is you.

You dont have to claim unemployment if you dont want it. No one is forcing you to.
 
Old 05-12-2013, 09:16 PM
 
Location: Chesapeake Bay
6,046 posts, read 4,834,018 times
Reputation: 3544
Unemployment insurance is an evil bad thing only for lazy no-good bums. Until, of course, you lose your job, then you want all you can get to make it until you find another job (which, if jobless, can take months rather than the touted 3-4 days).
 
Old 05-12-2013, 09:21 PM
 
Location: Where they serve real ale.
7,242 posts, read 7,928,979 times
Reputation: 3497
Meh, others have already covered it. It's a sliding scale which depends on how much your taxable income was.
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